You've got questions? We've got answers...
- About FedChoice Credit Union
- Account Questions
- ATM Questions
- Checking Questions
- Debit Card Questions
- Financial Literacy Questions
- General Product and Service Questions
- Home Banking Questions
- ITM Questions
- Loan and Credit Questions
- Miscellaneous Questions
- Roth IRA Questions
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You can pay for your loan using a wire transfer, external transfer, mail in check, bill pay, over the phone, Audio Banking (DAVID) or payment through Online Loan Pay.
No. The credit bureau does not allow us to give out copies of the report. You can request a free copy of your credit report by visiting AnnualCreditReport.com.
You must be a FedChoice Federal Credit Union member to take advantage of our products, including all loans. But great news – you can submit your membership application along with most loan applications! See our Membership Eligibility for more information.
Yes! Read more information about our mortgage loan offers and apply here!
FedChoice does not currently offer business loans.
FedChoice members can apply for loans in three ways:
- Online - Apply for a loan by logging into eBanking, to submit your application.
- Member Care Center - Our Member Care Center can help you submit an application.
- In Person - You can come into any FedChoice Financial Service Center and apply with a Financial Service Advisor.
You are welcome to apply when you are getting ready to start shopping. Pre-approved loans give you an advantage when shopping for large ticket items such as a car or home. Start your application for home and/or auto loans today!
A signature loan is a loan without material collateral such as a car or home. It is the same thing as a personal loan. You can use this loan for just about any purpose. Click here to apply online for a signature loan.
FedChoice offers a variety of different loans for different needs!
Some of our most popular products are our:
You can view a list of all loan types here. Click here for our current rates.
The federal government requires that each of the three national credit-reporting agencies—Experian, Equifax, and TransUnion—gives you a free credit report every year. You can request a free copy of your credit report by visiting AnnualCreditReport.com.
According to the Federal Trade Commission, the only authorized online source is at annualcreditreport.com. Consumers should be aware that there are many sites out there that claim to offer “free” credit reports but often charge you for another product if you accept the report.
To request your credit report by phone, call (877) 322–8228. To request your credit report by mail, write to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Do not contact the individual credit-reporting agencies.
Yes. Read more about our student loan offers here.