All FedChoice Financial Service Centers and the Member Care Center will be closed Wednesday, November 11th in observance of Veteran's Day. We encourage members to check their accounts via eBanking.
Click here for Fee-Free ATMs. 

Member Alert: We have recently been made aware that scammers are targeting FedChoice members via spoofed phone numbers claiming to be from our Fraud Department. Whether over the phone, text, or email please know FedChoice will never call and ask for your password, PIN, or verification codes. If you receive a suspicious call, hang up immediately and contact us directly.

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Debt Consolidation

Imagine simplifying your finances and maybe even saving money!  A FedChoice Signature Loan could be what you're looking for.  It's a smart way to consolidate your debts into one manageable payment.

All you have to do to get started is take out a single, unsecured Signature loan and use it to pay off all those scattered debts. Instead of several loans with varying rates and different monthly payments to remember, you now only need to pay for one-- often at a lower interest rate! This could mean freeing up cash and accelerating you towards being debt-free! A single payment is also easier to keep track of and minimizes the risk of missed payments and late fees.


Already a member? Log in to eBanking to apply!

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Check out our Signature Loan rates:

Signature Loan Fixed Rates
Effective Date: Nov 1, 2026

Loan Amounts to $35,000

Loan AmountTermAPR* as low as**
$500 min up to 36 months 9.25%
$2,000 min 37 to 60 months 11.25%

* Annual Percentage Rate
** APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.