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Options And Affordability Meet In The Fast Lane

Whether you're buying a new car, a used car, or just refinancing your existing auto loan - an Auto Loan from FedChoice can put more money in your pocket. Terms are flexible, and rates are low!

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Choosing FedChoice is a smart move. Here's why:

  • Competitive Rates – Our rates are consistently among the lowest in the area.
  • FedChoice Car Buying Service – Shop for your dream car. View thousands of new and pre-owned vehicles from wherever you are and have your financing pre-approved before you even set foot into a dealership.
  • Buying power with a pre-approved auto loan.
  • Each year you can skip one car loan payment, if your loan is up to date!
  • Financing up to 125% of MSRP for new or NADA Clean Retail for used vehicles – Including tax, title and warranty products.*

Other great benefits include:


Guaranteed Asset Protection covers the difference between the actual cash value of your car (up to 150% of its value) any our outstanding loan balance at the time of loss as a result of theft or an auto accident.

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Mechanical Breakdown Protection

Mechanical Breakdown Protection can save you thousands of dollars in repairs - and hundreds in initial warranty costs.

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TruStage™ Auto Insurance

You could save hundreds on your auto insurance through the TruStage™ Auto Insurance Program.

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Debt Protection

With this coverage, your loan payments will still be made even if life events unexpectedly reduce your income (e.g., disability, unemployment, etc.).

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​*Other conditions may apply.

±APR = Annual Percentage Rate. Your APR is a fixed rate based on your credit score and the term of the loan. Rate reduction on vehicle loan may not be combined with other offers.

^Normal underwriting requirements apply.​