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Routing #: 254074785About Contact Forms

Select Your Checking Account

Cash Back Checking High Yield Checking Debit Account
Right For You If You want to earn cash back when you use your debit card & order checks as needed You want to carry a higher balance & earn higher dividends You want to earn cash back when you use your debit card & don't need to order checks
Account Highlights No minimum balance/no direct deposit requirements No minimum balance/no direct deposit requirements No minimum balance/no direct deposit requirements
Account Requirements

eStatements

15+ Debit Card Purchases per monthly qualification cycle to earn cash back

eStatements

15+ Debit Card Purchases to earn higher dividends (spend at least $500) per monthly qualification cycle

eStatements

15+ Debit Card Purchases per monthly qualification cycle to earn cash back

Cash Back Rewards .50% (up to $25.00) per monthly qualification cycle* Not Available .50% (up to $25.00) per monthly qualification cycle*
Higher Dividends Dividends Not Available 3.00% APY on balances up to $10,000* Dividends Not Available
Visa Debit Card Yes Yes Yes
Mobile/Online eBanking Yes Yes Yes
Remote Deposit Yes Yes Cash Deposits Only
BillPay Yes Yes Not Available
Courtesy Pay/Overdraft Line-of-Credit Yes Yes Not Available

All information subject to change without notice.

* Refer to the FedChoice Membership and Account Agreement, which is posted on our website, regarding account activity requirements to earn rewards or higher dividends. APY=Annual Percentage Yield. The APY of 3.00% is effective as of 6/1/2022 and is subject to change after account opening. The minimum balance required to open any checking or debit account is $0.00. Fees could reduce earnings. Enrollment in eStatements is required to earn cash back or to receive the stated dividend rate for High Yield Checking.