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Money Markets

FedChoice savings accounts are insured up to $500,000!*

Are you looking for higher dividend rates to complement your Savings Accounts? Discover the advantages of earning more in a FedChoice Money Market.

  • No term with benefit of higher dividend rates
  • Dividends compounded monthly
  • Minimum daily balance of $1,500.00^

Earn More Money Market Account

Members with a checking account and a money market account earn 10 basis points more on the money market than our regular rates.

  • No term with benefit of dividends compounding monthly
  • $1,500 minimum to open

Money Market Account + Checking Account = Higher Dividend Rates on Money Market Account!

To learn more about our checking accounts, click here.

Money Markets
Effective Date: April 1-June 30, 2024
Minimum Opening BalanceMinimum Daily Balance to Earn Declared RateAPY*Earn More†
$1,500.00 $1500.00 to $20,000.00 1.40% 1.50%
$20,000.01 $20,000.01 to $50,000.00 1.45% 1.55%
$50,000.01 $50,000.01 to $100,000.00 1.50% 1.60%
$100,000.01 $100,000.01 & Over 1.65% 1.75%

Dividends Compounded and Credited: Monthly
Balance Method: Average Daily Balance, Limitations: Refer to Membership and Account Agreement including Disclosures.
*Fees: Refer to Service Fees.

Earn More Money Market = FedChoice Federal Credit Union checking account with Money Market - Money Market earns an extra .10% BONUS

*Any APY (Annual Percentage Yield) provided in this disclosure assumes dividends will remain on deposit until maturity for accounts with terms, or for at least one year for accounts with no terms. A withdrawal will reduce earnings. Rates for variable-rate accounts are in effect through the period disclosed. See your account disclosure for additional information about your account.

All rates subject to change without notice. Please call the Credit Union to confirm posted rates. Your savings are insured up to $500,000. The first $250,000 per member is insured by the National Credit Union Administration(NCUA), a U.S. Government Agency, with an additional $250,000 of coverage provided by Excess Share Insurance Corporation (ESI), a private corporation.

Already a member?

Opening your new Savings Account is easy. Just visit the nearest Financial Service Center or call us at 301.699.6151 • 800.969.6151.

Find a convenient Financial Service Center location

^Money Market accounts that at any time have a daily balance below $1,500 are subject to a $5.00 monthly fee. *Rates quoted as Annual Percentage Yield (APY). FedChoice conducts business in accordance with Equal Credit Opportunity Act.

*Your savings are now federally insured to $250,000 by NCUA – National Credit Union Administration, a U.S. Government agency. Additional $250,000 of insurance by Excess Share Insurance Corporation. Posted rates remain in effect until revised. All rates subject to change without notice. A FedChoice Checking Account is required. Early withdrawal and fees can reduce earnings.