Don't be a victim of fraud! FedChoice will never ask you for your online banking information. Never share your username, password, security questions answers or authentication codes sent to your phone via text/email. More information here.

All FedChoice Financial Service Centers will be closing at 1:00 PM EST Tuesday, February 11, 2025 due to inclement weather.
The
Member Care Center will remain open for their normal hours. We encourage members to check their accounts via eBanking. Click here for Toll-Free ATMs

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Need help building or rebuilding your credit? This may be your “Golden Ticket!”

We've designed this just for members that may need a bit of help to boost their credit up. When you take out a credit builder loan, we’ll put the entire amount of the loan in a savings account for you. As payments are made, we release the money (less the interest) for you to use. On-time payments may be able to help build up your score and the release of funds ensures that you have money to continue to work with.

It's a win/win scenario!

  • Maximum Amount: $1,000
  • Up to 24 months
  • Rate: 4.20% APR*

Already a member? Simply login to eBanking to submit your application.

Not a member? Apply now and submit your membership application at the same time.

*All shares securing the loan must be in a Special Savings Account. Rates based on the cost of funds plus 4% (Cost of funds is the dividend rate paid for our Main Share Savings Accounts.) Rates adjusted semi-annually. Limit of one per member. Maximum amount of $1,000.00. Maximum Term of 24 months.