Federal workers keep this country moving and touch the lives of Americans everyday. That’s why FedChoice is passionate about making sure our members and their families are on track for secure financial futures. You've spent years helping others, now we're here to support you. How? We've made it easy with a suite of products designed specifically for federal workers to get ahead based on our more than 85 years of experience serving the Federal Community. We believe our members deserve to thrive. 

So, whether you want to sign up for an entire suite or only take advantage of one product, our Financial Service Advisors are ready to help guide you. We've developed packages for workers who are just getting started on the road to financial success, those who might need a hand as well as the financially savvy:


Take your first big step toward a strong financial future with our new FedStart program, designed to set you on the best path possible with big savings and incredible benefits

  •  $0 down auto loans with additional financing to cover extra costs1
  •  Savings Account with a $25 deposit from us to get you started2
  •  Cash Back Checking account with up to $300 cashback every year3
  •  Early payroll deposit that delivers up to 2 days early
  •  Visa® FedStart Credit Card - credit card with minimum line of $500 for Federal Employee Members4
  •  New member loan discount - take 1% off during your first 90 days5 


Whether you’re buying your first home or upgrading to your dream house, FedChoice has you covered with tools that give you a firm foundation, no matter what the housing market is doing.




We understand the toll that furloughs can take on the federal worker community. We’re here to take care of your family throughout the process with real compassion and practical assistance.


Even in the face of unforeseen hardships and disasters, FedChoice is here to help you regain control of your financial wellbeing, with resources and tools to protect what you’ve worked so hard to build.


Let's talk about the options that are best for you.

Drop us a note online or call today: 301.699.6151. We look forward to serving you.

1​If including warranty products, financing allowed up to 125% of NADA Clean Retail. Other conditions may apply. Some members may be required to put some funds towards the purchase of their vehicle. FedChoice Federal Credit Union’s normal underwriting requirements apply.

Par Value for FedChoice Membership is $5.00. For anyone who joins FedChoice as a new member, FedChoice will have $25.00 deposited (bonus) into their Main Share Savings Account. This deposit will cover the par value for joining FedChoice. Par Value is required to earn dividends and avoid maintenance fee charges. New members must meet membership eligibility requirements. Visit for details. The $25 bonus will be paid within 21 days of account opening and will be deposited in the Main Share Savings Account.

3With Cash Back Checking, the maximum award that may be earned is .50% cash back, up to $25.00 per monthly qualification cycle when 15+ debit transactions are completed. Enrollment to receive eStatements is required to earn cash back. The minimum balance required for all checking and debit accounts is zero ($0.00). Fees could reduce earnings. Refer to the FedChoice Membership and Account Agreement posted on our website for details regarding applicable activity requirements.

4Member must be employed by a federal agency. Verification of employment will be required and there is a required amount of disposable income. Additional underwriting requirements may apply.

5Application and disbursal for Signature and/or Auto Loans must be made within the first 90 days of membership. Some members may only receive a partial discount on an auto loan in accordance with FedChoice Federal Credit Union's rate floor policy. All credit is subject to approval. FedChoice normal underwriting requirements apply. This discount may not be combined with any other offers. Please speak with a Financial Service Advisor for full terms and conditions in relation to this offer. Not everyone will qualify for the lowest loan rates. Final rate will be determined by creditworthiness of the applicant.

6 Mortgage: Rates and terms based on credit criteria; your rate may differ. All loans subject to credit approval.  Consumer mortgage loans only. FedChoice NMLS # 399841 provides mortgage loans by partnership with myCUmortgage, LLC. NMLS # 565434 and by partnership with Credit Union Mortgage Association (CUMA) for properties located in AK,HI, and NY. NMLS # 296727.