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Experience the Joy of Home Ownership with No Money Down

At FedChoice, It's Easier than You Think!

With monthly rents creeping higher and higher, now may be the perfect time to consider buying your first home. Just think - You'll have the freedom and flexibility to furnish and decorate your own home to suit your style while building equity!

FedChoice offers a mortgage loan that has been specifically designed for first-time home buyers looking to purchase property without making a large deposit. With the FedChoice 100, you’ll enjoy the following features and benefits:

• No large up-front deposit
• No Private Mortgage Insurance (PMI)
• Flexible Terms
• Fixed Rates
• 100% Financing for Purchases*

*95% financing for condos. Mortgage: Rates and terms based on credit criteria; your rate may differ. All loans subject to credit approval.  Must be owner-occupied primary residence. Fixed-Rate Loans: The interest rate charged and the APR are constant for the life of the loan. There are still certain costs, such as mortgage points, appraisal, title, and loan processing fees, etc. associated with “no money down”/100% financing mortgage loans. Members should consult a tax adviser for information regarding the deductibility of interest and charges. Maximum Refinance Loan Amount: Maximum loan amounts are determined by your county’s conforming loan limit. Finance charges begin on the date the loan is made. Interest will continue to accrue until the first payment has been received, which is due within 30 days of settlement but subject to change. Offer subject to change without notice. Consumer mortgage loans only. FedChoice NMLS # 399841 provides mortgage loans by partnership with myCUmortgage, LLC. NMLS # 565434 and Credit Union Mortgage Association (CUMA) for properties located in AK, HI, and NY. NMLS # 296727.