It's Time For You to Earn More on Your Share Certificate!
Don't let your savings sit idle when they could be earning up to 4.00% APY*. We’ve made saving for the future simple, safe, and profitable.
Which path is right for you? We are currently offering two high-yield options to boost your savings:
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Short Term: 11 Months at 3.75% APY*
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Long Term: 22 Months at 4.00% APY**
Lock in your rate today:
Already a member? Opening your new Share Certificate Account is easy. Login to eBanking and click on "Open a New Account".
Not a member yet? Become a Member and submit your membership application today - you can add your new Share Certificate at the same time!
Want to chat with us? Simply call our Member Care Center at 800.969.6151.
Rates are accurate as of December 1, 2025 and subject to change without notice. Limited to two per member, per term. The minimum balance to open a share certificate is $500. The maximum allowed balance is $250,000. Fees or other conditions may reduce earnings on the account. A penalty will be imposed for early withdrawals. Dividends are posted quarterly. Not available for the FedPerks.. In the event that you qualify for FedPerks at the time of renewal, it will be added. FedChoice Federal Credit Union reserves the right to discontinue this offer without further notice to you.
*3.75% APY=Annual Percentage Yield. At the time of renewal, if the value is $49,999.99 or under, the certificate will renew into a 12 month Share Certificate; if the value is $50,000.00 or more, it will renew into a 12 month Mini-Jumbo Share Certificate and be subject to the rate available at that time.
**4.00% APY=Annual Percentage Yield. At the time of renewal, if the value is $49,999.99 or under, the certificate will renew into a 24 month Share Certificate; if the value is $50,000.00 or more, it will renew into a 24 month Mini-Jumbo Share Certificate and be subject to the rate available at that time.