Fedchoice Federal Credit Union - Altogether Better



Vehicle Loans

Where Options And Affordability Meet In The Fast Lane

If you’re considering a vehicle loan from FedChoice, you’re in for a treat. No dealership we’ve found comes close to what we offer in our Vehicle Loan Value Package.


Know Where You Stand Before You Sit Behind The Wheel.

First, take a look at some of the ways we can help – we call it “Build My Own Vehicle Package.” You decide what options you want to include, from our outstanding  Car Buying Service  to us helping you select the terms that meet your personal financial goals. We even offer discounts on auto insurance through Nationwide, which is exclusive to FedChoice members. We’ll walk you through finding the payment that fits your budget, plus help you get pre-approved and out the door fast. Now you’ll be shopping like a cash buyer, which gets you the most negotiating power!

And there’s more! Check out all these features designed to save you time and money:

  • Competitive Rates – Our rates are consistently among the lowest in the area.
  • Quick Approval – Whether you apply in person, on the phone or online – speed is the name of our delivery package.
  • Your first payment can be made 90 days from when you get your loan!
  • Each year you can skip one car loan payment, if your loan is up to date!
  • Financing up to 115% of MSRP for new and 115% of NADA Clean Retail for used vehicles – Including tax, title and warranty products.*
  • Auto deductions – Enjoy the convenience of having your loan payment automatically deducted from your account. No missed payments!
  • Leases – We’ll refinance a current lease!
  • CARFAX – Vehicle history reports are free when you finance your used car with FedChoice. Members can find detailed facts about a used car before they buy.
  • FedChoice Car Buying Service – Shop for your dream car. View thousands of new and pre-owned vehicles from wherever you are and have your financing pre-approved before you even set foot into a dealership.
  • GAP – Guaranteed Asset Protection – covers the difference between the actual cash value of your car (up to 150% of its value) and your outstanding loan balance at the time of loss as a result of theft or an auto accident.
  • Mechanical Breakdown Protection – Mechanical Breakdown Protection can save you THOUSANDS of dollars in repairs – and hundreds in initial warranty costs.
  • Debt Protection – With this coverage, your loan payments will still be made even if life events reduce your income unexpectedly (e.g., disability, unemployment, etc.).
  • Nationwide Auto Insurance - Take advantage of savings exclusive to FedChoice members! 

*Other conditions may apply.


Start here to apply online.


Call us at 301.699.6151 • 800.969.6151 to apply over the phone.


Visit the nearest Financial Service Center.

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