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Start Your Application Online NOW!
*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.

Options And Affordability Meet In The Fast Lane

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Whether you're buying a new car, a used car, or just refinancing your existing auto loan - an Auto Loan from FedChoice can put more money in your pocket. No payment is required for 90-days*, terms are flexible, and rates are low! 

Choosing FedChoice is a smart move. Here's why

  • Competitive Rates – Our rates are consistently among the lowest in the area.
  • FedChoice Car Buying Service – Shop for your dream car. View thousands of new and pre-owned vehicles from wherever you are and have your financing pre-approved before you even set foot into a dealership.
  • Buying power with a pre-approved auto loan.
  • Your first payment can be made 90 days from when you get your loan!
  • Each year you can skip one car loan payment, if your loan is up to date!
  • Financing up to 125% of MSRP for new or NADA Clean Retail for used vehicles – Including tax, title and warranty products.*

Other great benefits include:

  • GAP – Guaranteed Asset Protection – covers the difference between the actual cash value of your car (up to 150% of its value) and your outstanding loan balance at the time of loss as a result of theft or an auto accident.
  • Mechanical Breakdown Protection – Mechanical Breakdown Protection can save you THOUSANDS of dollars in repairs – and hundreds in initial warranty costs.
  • TruStage Auto Insurance – You could save hundreds on your auto insurance through the TruStage™ Auto Insurance Program.
  • Debt Protection – With this coverage, your loan payments will still be made even if life events unexpectedly reduce your income (e.g., disability, unemployment, etc.).

 

*Other conditions may apply. ±APR = Annual Percentage Rate. Your APR is a fixed rate based on your credit score and the term of the loan. Rate reduction on vehicle loan may not be combined with other offers. 

Current_Members_Apply_Here_ButtonNot_A_Member_Apply_Here_Button

Start Your Application Online NOW!
*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.

Current_Members_Apply_Here_Button

Start Your Application Online NOW!

Not_A_Member_Apply_Here_Button

*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.

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Call us at +1-301-699-6151 / +1-800-969-6151
to apply over the phone.

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Visit the nearest Financial Service Center
to apply in person!

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Loan Rates

Deposit Rates

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