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Membership Eligibility

Membership Eligibility

It's Who You Are That Matters

It’s easy to determine your eligibility and easy to join FedChoice. By investing as little as $5.00 with us, you’ll be on your way, benefitting from your relationship with our Financial Service Advisers and the tons of products and services that were designed for you.

Who is eligible for membership?

All federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, including:

  • Immediate Family: Spouse, child (step/adopted), sibling (step/adopted), parent, grandparent, grandchild

  • Household member: Persons living in the same residence, maintaining a single economic unit

All federal contractors in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, (from companies such as Lockheed Martin Corporation, Northrop Grumman Corporation, and The Boeing Company) and their Immediate Family and Household Members.*

Get Growing With FedChoice
Being a member of a not-for-profit financial cooperative, like a credit union, means that everyone gets in on the higher dividends paid for deposits and lower interest rates for borrowing. However, being a member of FedChoice means you can rely on, and take advantage of, our 80 + years of experience serving the financial needs of federal civilian employees, their families and household members. Along the way, we’ve continued to expand the products and services needed to help you maintain your financial health - no matter what political and economic challenges occur. And whenever these needs change, we’re right there, minding the future.

From advanced technology that provides members secure online banking at no additional charge, to a surcharge-free ATM network at over 60,000 worldwide locations, plus lifelong financial education resources and more ways to save, invest and borrow affordably, access your money on your terms, on your time. It’s what you deserve; it’s what you’ll get.

If you’re fed up with fees and feeling like you’re getting nowhere, make the move to a better, full-service financial relationship. Join FedChoice today.

*Counties Covered Under FedChoice Charter: District of Columbia, Maryland: Anne Arundel County, Baltimore City, Baltimore County, Calvert County, Carroll County, Cecil County, Charles County, Frederick County, Harford County, Howard County, Montgomery County, Prince George's County, Queen Anne's County, Virginia: Alexandria City, Arlington County, Clarke County, Fairfax City, Fairfax County, Falls Church City, Fauquier County, Fredericksburg City, Loudoun County, Manassas City, Manassas Park City, Prince William County, Spotsylvania County, Stafford County, Warren County, West Virginia: Jefferson County, Delaware: New Castle County, Pennsylvania: Bucks County, Chester County, Delaware County, Montgomery County, Philadelphia County, New Jersey: Burlington County, Camden County, Gloucester County and Salem County

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Start here to apply online.

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Call us at 301.699.6151 • 800.969.6151 to apply over the phone.

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Visit the nearest Financial Service Center.

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Fed Choice