Selecting a Checking Account

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Selecting Your New Checking Account

 

Account Name

Cash Back Checking

High Yield Checking

Debit Account

Right for You If:

You want to earn cash back when you use your debit card and order checks as needed

You want to carry a higher balance and earn higher dividends

You want to earn cash back when you use your debit card and don't need to order checks

Account Highlights

No minimum balance/no direct deposit requirements

No minimum balance/no direct deposit requirements

No minimum balance/no direct deposit requirements

Account Requirements:

eStatements

eStatements

eStatements

 

15+ Debit Card Purchases per monthly qualification cycle to earn cash back

15+ Debit Card Purchases  to earn higher dividends (spend at least $500) per monthly qualification cycle

15+ Debit Card Purchases per monthly qualification cycle to earn cash back

Cash Back Rewards

.50% (up to $25.00) per monthly qualification cycle*

Not Available

.50% (up to $25.00) per monthly qualification cycle*

Higher Dividends

Dividends Not Available

3.00% APY on balances up to $10,000*

Dividends Not Available

Visa® Debit Card

Yes

Yes

Yes

Mobile/Online eBanking

Yes

Yes

Yes 

Remote Deposit

Yes

Yes

Cash Deposits Only

BillPay

Yes

Yes

Not Available

Courtesy Pay/Overdraft Line-of-Credit

Yes

Yes

Not Available

       

 

* Refer to the FedChoice Membership and Account Agreement, which is posted on our website, regarding account activity requirements to earn rewards or higher dividends. APY=Annual Percentage Yield. The APY of 3.00% is effective as of 6/1/2022 and is subject to change after account opening. The minimum balance required to open any checking or debit account is $0.00. Fees could reduce earnings

All information subject to change without notice.