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Account Name
Cash Back Checking
High Yield Checking
Debit Account
Right for You If
You want to earn cash back when you use your debit card and order checks as needed
You want to carry a higher balance and earn higher dividends
You want to earn cash back when you use your debit card and don't need to order checks
Account Highlights
No minimum balance/no direct deposit requirements
Account Requirements
eStatements
15+ Debit Card Purchases per monthly qualification cycle to earn cash back
15+ Debit Card Purchases to earn higher dividends (spend at least $500) per monthly qualification cycle
Cash Back Rewards
.50% (up to $25.00) per monthly qualification cycle*
Not Available
Higher Dividends
Dividends Not Available
3.00% APY on balances up to $10,000*
Visa® Debit Card
Yes
Mobile/Online eBanking
Remote Deposit
Cash Deposits Only
BillPay
Courtesy Pay/Overdraft Line-of-Credit
* Refer to the FedChoice Membership and Account Agreement, which is posted on our website, regarding account activity requirements to earn rewards or higher dividends. APY=Annual Percentage Yield. The APY of 3.00% is effective as of 6/1/2022 and is subject to change after account opening. The minimum balance required to open any checking or debit account is $0.00. Fees could reduce earnings. Enrollment in eStatements is required to earn cash back or to receive the stated dividend rate for High Yield Checking.
All information subject to change without notice.