FedChoice will be closed on Monday, May 27th, 2024 in observance of Memorial Day. 

We encourage members to check their accounts via eBanking. Click here for Toll-Free ATMs

Go to main content FedChoice Federal Credit Union
Routing #: 254074785About Contact Forms

Refinance And Save

Need to refinance your painfully high interest rates? Use your car title to a low interest loan.

To take advantage of this program, the following criteria must be met:

  • Model Year 2013 – 2022 Vehicles Qualify

  • $5,000 Minimum Loan Amount

  • 125% NADA+ Clean Retail Value (Maximum Loan Amount)

  • Clear Title and Proof of Current Registration and Insurance Must Be Provided for the Qualifying Vehicle

Submit your application online today - simply login to eBanking at the top of the page to get started!

+ NADA = National Automobile Dealers Association. If including warranty products, financing allowed up to 125% of NADA Clean Retail. Other conditions may apply.

* APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit at time of application. Actual APR may vary. FedChoice Federal Credit Union’s normal underwriting requirements apply.