FedChoice will be closed on Monday, May 27th, 2024 in observance of Memorial Day. 

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Routing #: 254074785About Contact Forms

Did you hear about our Vehicle Loans?

Secret's out-- most of our already competitive Auto Loan rates have just gone down!

Take a look at our great rates below and then use the calculator to see how much you could save. 


Auto/Motorcycle Fixed Loan Rates
Effective Date: May 1, 2024
Loan AmountTermAPR* as low as**
New Vehicles
$5,000 min up to 60 mos. 5.99%
$15,000 min 61 to 72 mos.~ 6.14%
$15,000 min 73 to 84 mos. 7.14%
Used/Refinanced Vehicles
$5,000 min up to 60 mos. 6.49%
$15,000 min 61 to 72 mos.~ 6.74%
Late Model Used/Refinanced+
$3,000 min up to 36 mos. 8.49%

If you don’t see what you need, please contact us to discuss how we can help you.
Financing Up to 125% of MSRP or NADA Clean Retail — Including tax, title and warranty products.^
All loans must be current & have satisfactory payment history.
New = never titled and less than 12,000 miles, Used = previously titled.

*APR = Annual Percentage Rate
**APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
~ New and Used Motorcycle loans are limited to 60 months.
^ Other conditions may apply.

+Late Model is considered older than 10 model years. Financing up to 100% of NADA Clean Retail - Including tax, title and warranty products. Other conditions may apply.



Age of Vehicle

Maximum Term/Dollar Value

Current to Five Years Old

Max. 72 months if over $15,000
Max. 60 months if over $5,000

Six and Seven Years Old

Max. 48 Months

Eight to Ten Years

Max. 36 Months

Over Ten Years Old

Max. 36 Months




Apply Today