Join FedChoice

It's Our Members Who Matter

Our strength is in our numbers! FedChoice is a not-for-profit financial cooperative, nearly 25,000 members strong, and continues to grow as more and more people look for ways to escape from high fees and interest rates.

Who's eligible for membership? 

  • All federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, and their Immediate Family and Household Members.

  • All federal contractors in the Washington, D.C., Baltimore and Philadelphia metropolitan areas, (from companies such as Lockheed Martin Corporation, Northrop Grumman Corporation, and The Boeing Company) and their Immediate Family and Household Members.

Remember, you'll need a few things to complete your membership application:

  • An email address to create a login.

  • Your state-issued ID (Driver’s License, State ID card, etc.).

  • $50 Membership Deposit. We accept electronic transfers (ACH), cash, check and Visa® or Mastercard® credit and debit cards. From now until May 31, 2018, you can do it for simply $5.00! When you deposit $5.00 and join FedChoice as a new member, we will deposit the remaining $45.00 to your new account to satisfy the opening membership amount.*

Welcome to the Credit Union that’s Altogether Better.


Check your Application Status! Review our Membership Eligibility!

*Par Value for FedChoice Membership is $50.00. From March 20, 2018 to May 31, 2018, for anyone who joins FedChoice as a new member and deposits at least $5.00 into their new savings account, FedChoice will fund the additional $45.00 to meet the Par Value requirement. To earn dividends and avoid maintenance fee charges, members are required to have a daily minimum balance of $50.00. New members must meet membership eligibility requirements. Visit for details.



Start here to apply online.


Call us at 301.699.6151 • 800.969.6151 to apply over the phone.


Visit the nearest Financial Service Center.

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Fed Choice