You've got questions? We've got answers... [Knowledgebase Home] [Ask A Question] Search for: [Advanced Search] Browse By Category: Select a category... About FedChoice Credit Union Account Questions ATM Questions Checking Questions Debit Card Questions Financial Literacy Questions General Product and Service Questions Home Banking Questions Loan and Credit Questions Miscellaneous Questions Roth IRA Questions Security Questions Share Certificate Questions About FedChoice Credit Union Account Questions ATM Questions Checking Questions Debit Card Questions Financial Literacy Questions General Product and Service Questions Home Banking Questions Loan and Credit Questions Miscellaneous Questions Roth IRA Questions Security Questions Share Certificate Questions ATM Questions Do I get charged an ATM fee by FedChoice? You will be charged an ATM fee for any ATMs outside of our network. To avoid this, we recommend using a Surcharge Free ATM. Click here to view a map of Surcharge Free ATMs in your area. How long is the hold on deposits into an ATM? Deposits made at an ATM are held for 2 business days on balances up to $4800.00. However, up to $225.00 will be available immediately. The full hold policy can be located under the Funds Availability Policy included in your Member Account Agreement. Is there a charge to get an ATM card? FedChoice no longer offers or issues ATM Cards. However, we offer a Debit Card with even more perks! Check it out!