Soak Up The Savings!

Beat the summertime heat with our cool, low rates! Get funds for a fun vacation, a larger purchase, or repairs around the house, FedChoice has got you covered. Right now, you can borrow up to $10,000 at a special, discounted rate. Applying is simple when you use our online application.
- Rates as low as 5.49% APR*
- Flexible payment terms
- Borrow from $500-$10K*
Don't wait! This offer is only available until August 31, 2022. Get started today!


Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to have receive a loan with us. Review membership criteria here.
Add Debt Protection
Don’t let an unexpected change put your family’s finances at risk. Debt Protection covers your monthly loan payments in the event of death, disability or involuntary unemployment. Add this low-cost coverage to your FedChoice Personal Loan today! Click here for all of the details.
*APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit using normal FedChoice underwriting requirements. You cannot refinance current funds from FedChoice using the Summer Splash loan. The noted discount cannot be combined with any other discount or promotion. If you qualify for any additional discounts, the best discount will be applied to your loan. This offer is valid until August 31, 2022. Loan minimum is $500.00. Your loan may not exceed $10,000.00 and the maximum term is 60 months to receive a discount. Rates for 1-36 month terms are as low as 5.49% APR. Rates for 37-60 month terms are as low as 6.49% APR. Your actual APR may vary.