Special Homebuyer's Program

From August 1 - October 31, 2022, a Special Homebuyer's Program is now available from FedChoice.

This attractive offer includes the following cost-saving benefits:

  • 100% Financing for home purchases*
  • No Origination Fee when you apply for a mortgage during the promotional period
  • Receive up to 1% of the Loan Amount (not to exceed $2,500) as a Lender's Credit to help cover your closing costs
  • Buy and/or sell a home through the HomeAdvantage® program and you could earn 20% of the realtor's commission, averaging $1,600 in Cash Rewards, which could also be applied towards your closing costs.**

HomeAdvantage Cash Rewards Chart 12012021



Call the FedChoice Real Estate Department at 301.699.6126 to speak with a Real Estate Loan Officer today to learn more about this special program!​


Limited Time Offer!





*95% financing available for Condos. FedChoice NMLS # 399841 provides mortgage loans by partnership with myCUmortgage, LLC. NMLS # 565434. Mortgage: Rates and terms based on credit criteria; your rate may differ. All loans subject to credit approval. Fixed-Rate Loans: The interest rate charged and the APR are constant for the life of the loan. There are still certain costs, such as mortgage pointsappraisal, title, and loan processing fees, etc. associated with “no money down”/100% financing mortgage loans. Members should consult a tax adviser for information regarding the deductibility of interest and charges.

Minimum/Maximum Refinance Loan Amount: The minimum refinance loan amount is $150,000. Maximum loan amounts are determined by your county’s conforming loan limit. Finance charges begin on the date the loan is made. Interest will continue to accrue until the first payment has been received, which is due within 30 days of settlement but subject to change. Payment Example: Assuming a $250,000 loan amount, and a 30-year term, a 5.00% Interest Rate (5.239% APR), you would make 360 monthly payments of $1,342.05. Mortgage examples do not include amounts for taxes, insurance premiums, etc. Therefore, the actual payment obligation will be greater. Offer subject to change without notice. Consumer mortgage loans only. 

**HomeAdvantage is available to you through your membership with FedChoice Federal Credit Union. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using FedChoice for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. FedChoice may have specific rules on how your Cash Rewards will be paid out. Cash Rewards are void where prohibited by law or the lender. Please consult with your credit union to get details that may affect you.