Feel Right at Home with FedChoice

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Whether you’re buying a home, making a move, refinancing or renovating, we have an option for you!  Let us help you find the financing you need. 

FedChoice Mortgage Programs

Learn More about our mortgage programs to find the one that best suits your needs!

Home Equity Loans and HELOCs

Use equity built up in your home to make home improvements, consolidate debt, pay for education costs, or cover unexpected expenses! With Home Equity and HELOC options, FedChoice could give you the flexibility you need as you grow.

 

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Mortgage:Rates and terms based on credit criteria; your rate may differ. All loans subject to credit approval. Must be owner-occupied primary residence. May be a first or second lien. Fixed-Rate Loans: The interest rate charged and the APR are constant for the life of the loan. /Maximum Refinance Loan Amount: Maximum loan amount are determined by your county's conforming loan limit. Finance charges begin on the date the loan is made. Interest will continue to accrue until the first payment has been received, which is due within 30 days of settlement but subject to change. Offer subject to change without notice. Consumer mortgage loans only. FedChoice NMLS # 399841 provides mortgage loans by partnership with myCUmortgage, LLC. NMLS # 565434 and Credit Union Mortgage Association (CUMA) for properties located in AK, HI, and NY. NMLS # 296727.


Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be reviewed. To receive a copy of this information, send a written request to FedChoice Federal Credit Union, 10001 Willowdale Road, Lanham, MD 20706.