Real Estate Center



Welcome to the FedChoice Real Estate Center!

Helping you find and finance your next home...from start to finish.


Ready to buy or sell a home? FedChoice is here to help! From finding the home of your dreams to financing it, we want to make every step in your home-buying experience as easy and as affordable as possible.

We can help you:

  • Search for a House

Find your next home by searching current Multiple Listing Service (MLS) listings made available through HomeAdvantage®. Then save your favorite searches and get email alerts when new properties come up!

  • Get an Agent Referral

Need a Real Estate Agent? The HomeAdvantage program has some of the best local agents to help you buy or sell a home!

  • Earn Cash Rewards*

Buy or sell your home through a HomeAdvantage Real Estate Agent and qualify for HomeAdvantage Cash Rewards at closing - the average savings is $1,600!

  • Find the Best Mortgage

We offer a number of options ranging from 100% financing to Jumbo mortgage loans and everything in between to best suit your needs.**

  • Get Pre-Approved

Before you get serious about the home you want, find out how much house you can afford. Reach out to us and one of our mortgage experts will be happy to help walk you through the pre-approval process. Call 301.699.6126 or email us at

  • Get Home Insurance

Let us customize a home insurance package that meets your unique needs! And now that you've become a homeowner, it may also be a good time to review your life insurance policy tool!

Home Purchase

With our real estate partner HomeAdvantage®, you can Search. Buy. Sell. Save when you're ready to purchase a home or you're getting set to put your house on the market. And you can earn an average of $1,600 in Cash Rewards with each transaction when you buy and/or sell your home through a realtor participating in the HomeAdvantage program!

Speak to an Expert

We'll walk you through the process step-by-step and make sure you're getting the mortgage that's right for you - and your budget. Reach out to us and one of our mortgage experts will be happy to help you. Call 301.699.6126 or email us

As your financial consultant, it’s our responsibility to offer you quality products and services. That's why we're proud of our partnership with myCUmortgage. You're guaranteed a mortgage lender you can trust!

Home Refinance

The FedChoice Real Estate Team is ready to answer any questions you may have about refinancing your mortgage, whether you're wondering if you can save money on your payment with a lower interest rate loan or you plan to take cash out to reduce your other debts, contact us via email or call 301.699.6126.

Home Loan Rates

We offer a number of options ranging from 100% financing to Jumbo mortgage loans and everything in-between to best suit your needs when purchasing a home. Check Out Our Rates & Mortgage Options

Home Equity Loans are available to help you finance any home improvements. A variety of options are offered, depending upon whether you would like to receive funds as a lump sum or draw upon them as your project progresses. Check Out Our Home Equity Rates 

And if you don't yet have enough equity in your home, our Renovation Loan may be the next best alternative! This option is based on the post-renovation value of your home which increases your borrowing power.

100% Financing (FedChoice 100)

Ideal for First Time Home Buyers

100% Financing for Single Family Homes (No Money Down)

  • Couple standing outside their homeFixed rates

  • 15, 30 year terms

  • No large up-front deposit

  • No Private Mortgage Insurance (PMI)

  • Available for properties located in DC, MD, PA, VA

  • County Conforming Limit for the maximum loan amount 

Conventional Mortgage Loans

(10, 15, 20, 30 year terms)

Ideal for "Rightsizing" your Home to Fit your Lifestyle

  • Fixed rates

  • 3% down for First-Time Home Buyers; 5% down for all others

  • Available for primary residence (owner-occupied);  1-4 unit investment properties, second/vacation homes

  • Minimum loan amount $150,000 (Refinance); County Conforming Limit for the maximum amount

Jumbo Mortgage Loans

Ideal for Higher Dollar Homes

  • When your financing needs may exceed the County Conforming Limit/Purchase Prices Exceed National Averages (i.e., CA, CT, DC, MA, MD, NY, OR, VA, WA).

  • Available for primary residence (owner occupied), 1-4 unit investment properties, second/vacation homes

  • Financing available above the County Conforming Limit up to a maximum of $2 million



* HomeAdvantage is available to you through your membership with FedChoice Federal Credit Union. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using FedChoice for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. FedChoice may have specific rules on how your Cash Rewards will be paid out. Cash Rewards are void where prohibited by law or the lender. Please consult with your credit union to get details that may affect you.

** FedChoice NMLS # 399841 provides mortgage loans by partnership with myCUmortgage, LLC.
NMLS # 565434.


myCUmortgage Attributes:

  • FedChoice mortgages are originated, processed and retained by our trusted partner, myCUmortgage.
  • myCUmortgage has assisted over 83,000 Credit Union members.
  • myCUmortgage is licensed in 47 states - find the right house for you, almost anywhere.
  • They offer an online home loan application resource with frequently asked questions, daily rate information, and even an application to pre-qualify for your home loan.

FedChoice NMLS # 399841 provides mortgage loans by partnership with myCUmortgage, LLC. NMLS # 565434.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be reviewed. To receive a copy of this information, send a written request to FedChoice Federal Credit Union, 10001 Willowdale Road, Lanham, MD 20706.

Learn More about HomeAdvantage®

This free service gives you access to MLS listings, a network of experienced Real Estate Agents and big savings at closing. Enroll today!

To learn more about HomeAdvantage, watch the video.

Estimate Your Rewards

Earn Cash Rewards* when you buy or sell a home through a Realtor in the HomeAdvantage program.


Home Sale Price Cash Rewards*