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Rates

VISA® Credit Card Rates

VISA® Credit Card Rates
Terms VISA® PLATINUM with Rewards VISA® Gold VISA® Share Secured
Special Features
 A great FIXED rate!
 
APR* For Purchases
Variable Rate As low as 
9.00%††
Fixed Rate from
9.46% - 18.00%
Variable Rate 
currently at 12.50%
Method Of Computing the Balance For Purchases
Average 
Daily Balance
APR* For Cash Advances
Variable Rate††
Fixed Rate
9.46% - 18.00%
Variable Rate
Transaction Fee For Purchases
None
Credit Limit
$5,000 to $50,000
$500 to $35,000
$300 to $5,000
Grace Period For Repayment Of the Balance For Purchases
You have 27 days to repay your balance before being charged a finance charge.
Annual Fee
None

* APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit at time of application. Actual APR may vary. FedChoice Federal Credit Union’s normal underwriting requirements apply.
~ Cash advances and transfers do not qualify for Platinum Rewards points. Points can be redeemed for a variety of travel and merchandise awards, but NOT cash.
†† Variable rate is based on The Wall Street Journal Prime plus 3.50% to 9.00%. Rate may be adjusted monthly and depends upon applicant’s creditworthiness at time of application.
Variable rate is based on The Wall Street Journal Prime plus 7.00% - rate adjusted semi-annually. Share Secured VISA® requires a deposit of 110% of credit limit.