Smart Choice Plus

Smart Choice Plus - Fixed Interest Rates
Loan Type Term APR* as low as**
10 Year (up to 125% CLTV)†^ 120 months 9.00%~

Owner-occupied primary residence only. Available in Delaware, District of Columbia, Maryland, New Jersey, Pennsylvania and Virginia. 2nd lien only; no pre-payment penalty.
Borrow $10,000 to $50,000. Amount varies depending upon the member’s credit score. Maximum of $50,000 aggregate unsecured credit/member.
^ CLTV = Combined Loan-to-Value.
* APR = Annual Percentage Rate.
~ Starting as low as 9.25%. APR is based on evaluation of applicant's credit at time of application. Your actual APR may vary. FedChoice Federal Credit Union's normal underwriting requirements apply.