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Rates

Smart Choice Home Equity Loans

Smart Choice Home Equity Loans
Fixed Interest Rates
Loan Type Term APR*
5 Year (80% LTV)†^ 60 months 5.00%
5 Year (90% CLTV)†± 60 months 6.00%
10 Year (80% LTV)‡^ 120 months 5.25%
10 Year (90% CLTV)ౠ120 months 6.25%
15 Year (80% LTV)‡^ 180 months 5.75%
15 Year (90% CLTV)ౠ180 months 6.75%

* Annual Percentage Rate.
Owner-occupied primary residence only. Available in Delaware, District of Columbia, Maryland, New Jersey, Pennsylvania and Virginia. 1st or 2nd lien, no pre-payment penalty.
Borrow $5,000 to $250,000.
Borrow $10,000 to $250,000.
^ 1st lien Smart Choice Home Equity Fixed Rate loans are limited to a maximum loan to value of 80%.
± Not applicable to 1st liens for Smart Choice Home Equity Fixed Rate loans.