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Rates

IRA Term Certificates

IRA Term Certificates
Choose From Traditional IRA * Roth IRA * SEP IRA  
Term Minimum Opening
Balance
Dividends Compounded /
Credited
APY* Earn More
APY*
18 Month
IRA
$500 Monthly 0.35% 0.60%
18 Month
IRA Mini-Jumbo
$50,000 Monthly 0.40% 0.65%
18 Month
ROTH IRA
$500 Monthly 0.35% 0.60%
18 Month
ROTH IRA Mini-Jumbo
$50,000 Monthly 0.40% 0.65%
18 Month
SEP IRA
$500 Monthly 0.35% 0.60%
18 Month
SEP IRA Mini-Jumbo
$50,000 Monthly 0.40% 0.65%
60 Month
IRA
$500 Monthly 1.25% 1.50%
60 Month
IRA Mini-Jumbo
$50,000 Monthly 1.30% 1.55%
60 Month
ROTH IRA
$500 Monthly 1.25% 1.50%
60 Month
ROTH IRA Mini-Jumbo
$50,000 Monthly 1.30% 1.55%
60 Month
SEP IRA
$500 Monthly 1.25% 1.50%
60 Month
SEP IRA Mini-Jumbo
$50,000 Monthly 1.30% 1.55%

Dividends Compounded and Credited: Monthly. Dividends are paid from current income and available earnings, after required transfers to reserves, after the end of the dividend period. Balance Method: Average Daily Balance Limitations: Refer to Member Services Agreement. *Fees: Refer to Service Fees.

*Any APY (Annual Percentage Yield) provided in this disclosure assumes dividends will remain on deposit until maturity for accounts with terms, or for at least one year for accounts with no terms. A withdrawal will reduce earnings. Rates for variable-rate accounts are in effect through the period disclosed. See your account disclosure for additional information about your account.

**The Earn More rate is applied to certificates opened by members who have open checking accounts. If you do not have a checking account, the lower "standard" rate will apply. If you open a checking account after a certificate is opened, the Earn More rate will apply only when the certificate renews.

All rates subject to change without notice. Please call the Credit Union to confirm posted rates. Your savings are insured up to $500,000. The first $250,000 per member is insured by the National Credit Union Association (NCUA), a U.S. Government Agency, with an additional $250,000 of coverage provided by Excess Share Insurance Corporation (ESI), a private corporation.