The following rates are effective on December 1, 2023 and subject to change without notice. For updated information, inquire at any FedChoice Financial Service Center (FSC) location or contact our Member Care Center at 301.699.6151 • 800.969.6151.
Auto/Motorcycle Fixed Loan Rates
| Model Year |
Loan Amount |
Term |
APR* as low as** |
| New |
$5,000 min |
up to 60 mos. |
5.24% |
| New |
$15,000 min |
61 to 72 mos.~ |
5.39% |
| New |
$15,000 min |
73 to 84 mos. |
6.39% |
| Used/Refinanced |
$5,000 min |
up to 60 mos. |
5.74%
|
| Used/Refinanced |
$15,000 min |
61 to 72 mos.~ |
5.99% |
| Late Model Used/Refinanced+ |
$3,000 min |
up to 36 mos. |
7.74% |
If you don’t see what you need, please contact us to discuss how we can help you.
Financing Up to 125% of MSRP or NADA Clean Retail — Including tax, title and warranty products.^
All loans must be current & have satisfactory payment history.
New = never titled and less than 12,000 miles, Used = previously titled.
*APR = Annual Percentage Rate
**APR is based on evaluation of applicant's credit. Your actual APR may vary. Not all will qualify for the lowest rate. Not all will be approved.
~ New and Used Motorcycle loans are limited to 60 months.
^ Other conditions may apply.
+Late Model is considered older than 10 model years. Financing up to 100% of NADA Clean Retail - Including tax, title and warranty products. Other conditions may apply.
Auto/Motorcycle Fixed Loan Rates
| Age of Vehicle |
Maximum Term/Dollar Value |
|
Current to Five Years Old
|
Max. 72 months if over $15,000
Max. 60 months if over $5,000
|
|
Six and Seven Years Old
|
Max. 48 Months
|
|
Eight to Ten Years
|
Max. 36 Months
|
| Over Ten Years Old |
Max. 36 Months |