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Loans

Student Loans

Recognizing the need for private student loans for its members, FedChoice is proud to refer students and their families to the cuScholar Private Student Loan and cuGrad Student Loan Consolidation programs.

The cuScholar Private Student Loan program includes the following benefits:

  • No Origination Fee for all student borrowers.
  • Competitive Interest Rates and with good grades, potential for even lower rates.
  • 0.25% Interest Rate Reduction when you sign up for automatic ACH payments.*
  • Cosigner Release Available for creditworthy borrowers after 24 consecutive on-time full principal and interest payments.

To apply for a student loan go to partner.lendkey.com/fedchoice/student.

The cuGrad Student Loan Consolidation program includes the following benefits:

  • No Origination Fee for all student borrowers.
  • Simplify Your Finances with one easy monthly payment.
  • Interest-Only Repayment Option available for the first 4 years followed by 11 years of principal and interest repayment.
  • 0.25% Interest Rate Reduction when you sign up for automatic ACH payments (subject to 2.90% floor rate).*
  • Cosigner Release Available for creditworthy borrowers after 12 consecutive on-time full principal and interest payments.

To apply to refinance or consolidate existing student loans, go to partner.lendkey.com/fedchoice/refinance.

* Subject to lender approval. In order to qualify, the borrower, alone, must meet the lender's credit criteria and income requirements, and the borrower's loan account must remain current up until the lender's decision to release the cosigner has been made.