Home Equity Loan

• Borrow $5,000 to $250,000
• 5, 10 and 15 year options
• 80% LTV⁺ for 1st liens.^††
• 80% and 90% CLTV^* options for 2nd liens.
• No pre-payment penalty
• Fixed Rate
• Interest may be tax deductible!^{^}

Owner-occupied - primary residence only. 

^† The Smart Choice Home Equity Loan and the HELOC must be secured by the owner-occupied primary residence.. Homeowner’s insurance is required. All loans are subject to credit approval.
⁺ LTV = Loan to Value.
^†† 1st Lien Smart Choice Home Equity Fixed Rate loans are limited to a maximum value of 80%.
^* CLTV = Combined Loan to Value.
^{^} The statements above should not be relied upon without the advice of a Professional Tax Advisor. Interest payments on this loan may be tax deductible depending upon the facts and circumstances. This is not intended to be tax advice.