Personal Loans

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Start Your Application Online NOW!
*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.

When Reliability Matters

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There are certain times in life when you need more cash than you have. FedChoice gets it and we're ready to help. Here's how:

Signature Loans

Whatever the reason, a Signature Loan from FedChoice means quick cash. We offer competitive terms and rates to fit your specific needs. Applying is easy when you use our online application.

  • Borrow from $500 to $35,000
  • Fixed rates – up to 60-month terms
  • Borrow for any personal need

See rates for terms, minimums and other qualifications.

Share Secured Loans

A Share Secured Loan is almost like borrowing from yourself! Keep your savings intact and continue to earn dividends while paying a lower rate for financing compared to other Personal Loans.

Additional benefits for members with individual needs include:

  • Restore Credit Problems – We realize that some of our members have experienced some difficulty with their credit in the past. Let us help you get back on track.
  • Build Credit – If you’re new to borrowing, a Share Secured Loan can help you build a healthy credit score.

Instant Access Line-of-Credit And Overdraft Protection

Have an ongoing expense, like education, or just want the peace of mind knowing you have extra funds already available? With the FedChoice Instant Access Line-Of-Credit or Overdraft Protection, you’ll have up to $20,000 to spend should you need it! Funds from your line-of-credit transfer easily and cover your checking accounts, too. No more insufficient funds fees! Features include:

  • Variable Interest Rate
  • Credit Limit from $300 to $20,000

See rates for terms, minimums and other qualifications.

Add Debt Protection

Don’t let an unexpected change put your family’s finances at risk. Debt Protection covers your monthly loan payments in the event of death, disability or involuntary unemployment. Add this low-cost coverage to your FedChoice Personal Loan today! Click here for all of the details.

 

Current_Members_Apply_Here_ButtonNot_A_Member_Apply_Here_Button

Start Your Application Online NOW!
*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.

Current_Members_Apply_Here_Button

Start Your Application Online NOW!

Not_A_Member_Apply_Here_Button

*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.

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Call us at +1-301-699-6151 / +1-800-969-6151
to apply over the phone.

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Visit the nearest Financial Service Center
to apply in person!

Rates at a glance

Loan Rates

Deposit Rates

Fed Choice