Personal Loan Rates

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The following rates are effective on September 1, 2023 and subject to change without notice. For updated information, inquire at any FedChoice Financial Service Center (FSC) location or contact our Member Care Center at 301.699.6151 • 800.969.6151.

Signature Loans
Loan Amounts to $35,000
Rate Type Loan Amount Term APR* as low as**
Fixed $500 min up to 36 months 11.99%
Fixed $2,000 min 37 to 60 months 13.99%

* Annual Percentage Rate
** APR is based on evaluation of applicant's credit. Your actual APR may vary.

The following rates are effective on September 1, 2023 and subject to change without notice. For updated information, inquire at any FedChoice Financial Service Center (FSC) location or contact our Member Care Center at 301.699.6151 • 800.969.6151.

Line-of-Credit
Loan Amounts $300 to $20,000
Loan Type APR* as low as**
Instant Access Line-of-Credit (variable) 12.00%

Base rate derived from The Wall Street Journal Prime Rate plus 4%. Other tiers apply. Rate adjusted monthly.

* Annual Percentage Rate
** APR is based on evaluation of applicant's credit. Your actual APR may vary.

The following rates are effective on September 1, 2023 and subject to change without notice. For updated information, inquire at any FedChoice Financial Service Center (FSC) location or contact our Member Care Center at 301.699.6151 • 800.969.6151.

Share Secured Loans
Loan Type Term APR* 
Share Secured Loan (variable)†§ up to 84 mos. 3.20%

 

Amount of shares securing the loan must be in Main Share Savings Account.
Rate based on the cost of funds plus 3%. (Cost of funds is the basic savings account dividend rate for balances >= $2,500.00.) Rate adjusted semi-annually.
§ Minimum loan amount $300.00/Maximum loan amount $50,000.00

* Annual Percentage Rate
 

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