Fedchoice Federal Credit Union - Altogether Better

Loan Rates


Personal Loan Rates

The following rates are effective on October 1, 2016 and subject to change without notice. For updated information, inquire at any FedChoice Financial Service Center (FSC) location or contact our Financial Advisory Center (FAC) at 301.699.6151800.969.6151.

Calculate Loan Payments

Signature Loans

Signature Loans
Loan Amounts to $20,000
Rate Type
Loan Amount
APR* as low as**
Fixed $500 min up to 36 months 7.50%
Fixed $2,000 min 37 to 60 months 8.50%



Loan Amounts $300 to $20,000
Loan Type
APR* as low as**
Instant Access Line-of-Credit (variable) 7.00%


Minimum monthly payment of $15.00
Base rate derived from The Wall Street Journal Prime Rate plus 4%. Other tiers apply. Rate adjusted monthly.

Share Secured Loans

Share Secured Loans
Loan Type
Share Secured Loan (variable)†§ up to 84 mos. 3.25%


Amount of shares securing the loan must be in Main Share Savings Account.
Rate based on the cost of funds plus 3%. (Cost of funds is the basic savings account dividend rate for balances >= $2,500.00.) Rate adjusted semi-annually.
§ Minimum loan amount $300.00/Maximum loan amount $20,000.00

* Annual Percentage Rate
** APR is based on evaluation of applicant's credit. Your actual APR may vary.


Start here to apply online.


Call us at 301.699.6151 • 800.969.6151 to apply over the phone.


Visit the nearest Financial Service Center.

Rates at a glance

Fed Choice

Connect with FedChoice

close (X)