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Home Loans

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Start Your Application Online NOW!
*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.

How Experience Opens Doors

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We’re opening doors for Mortgage Loan opportunities.

Nothing speaks more to the trusted relationship we have with our members than homeownership. It’s the cornerstone of our commitment to making life’s big moments possible. We’re ready to help you with Mortgage Loan options that are easy to access and understand, and will quickly put you on the right path to your American Dream.

Whether you’re a first-time home buyer, looking to refinance your current mortgage to a lower rate, trading up or downsizing, FedChoice offers a wide variety of fixed rate and ARM home loan products, including up to 100% financing with no Private Mortgage Insurance (PMI)! We also offer low down payment options through FHA and VA loans. Looking to purchase or refinance your primary residence, vacation home and/or investment property? No problem, we have you covered! We also have online tools and resources to help you receive automatic email alerts when the mortgage rates change. As always, what we do, we do for you as a valued FedChoice member.

Continue shopping online to find the mortgage options that are available to you.

Meet myCUmortgage

We are proud to partner with myCUmortgage, who is ready to assist you with your home buying process. Through our partnership, FedChoice members are provided with personalized service that has resulted in countless happy homeowners finding the right product, rate and term that works for them. Are you next? Our Mortgage Loan Officer​ is ready to help you get started, answer questions and guide you through each step of the process. You can contact her at 301.699.6100 x 4684 or by email at mortgage@fedchoice.org

Home buying made easy

The process of buying a home might seem complicated, but with the right guidance you can purchase a home like a pro. FedChoice is proud to partner with GreenPath Financial Wellness, to offer our members the counseling and educational tools that will help you make informed decisions during your home buying process. Learn more about all the ways GreenPath can help  you take the next steps towards home ownership.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be reviewed. To receive a copy of this information, send a written request to FedChoice Federal Credit Union, 10001 Willowdale Road, Lanham, MD 20706.

Current_Members_Apply_Here_ButtonNot_A_Member_Apply_Here_Button

Start Your Application Online NOW!
*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.

Rates As of 9/21/2020

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Rates quoted as of September 21, 2020, and are subject to change without notice. Your actual rate may be different. To calculate estimated rate visit fedchoice.org/mortgages. Assumptions and Disclaimer — The quotes above are based on a specific loan amount for the purchase or refinance of a single family primary residence. (Purchase based on a loan amount of $175,000 with a 25% down payment and a refinance of $175,000 both with a value of $233,333.00.) These quotes represent a sample of available products. Many more loan programs are available. Check with your FedChoice loan officer for details. **APR = Annual Percentage Rate.

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