Fedchoice Federal Credit Union - Altogether Better



Mortgage Loans

How Experience Opens Doors


We’re opening doors for Mortgage Loan opportunities.

Nothing speaks more to the trusted relationship we have with our members than homeownership. It’s the cornerstone of our commitment to making life’s big moments possible. We’re ready to help you with Mortgage Loan options that are easy to access and understand, and will quickly put you on the right path to your American Dream.

Whether you’re a first-time home buyer, looking to refinance your current mortgage to a lower rate, trading up or downsizing, FedChoice offers a wide variety of fixed rate and ARM home loan products – including the low down payment advantage of FHA loans – for your primary residence, vacation home and/or investment property. We also have online tools and resources to help you receive email alerts when your desired rate becomes available. As always, what we do, we do for you as a valued FedChoice member.

Continue shopping online to find the mortgage options that are available to you.

Meet Yvette

We’re proud to offer an on-site mortgage loan officer at our Lanham Headquarters Financial Service Center. For over 10 years Yvette Harrod has provided FedChoice members with award-winning service that has resulted in countless happy homeowners finding the right product, rate and term that works for them. Are you next? Call 301.699.6100 ext 4215 and let Yvette help you get started, answer questions and guide you through each step of the process. She’ll ensure that your best interests are protected and that your loan request is approved quickly and closes on time. Don’t make a move without calling Yvette first!

Our Realty Service Provider Pays YOU back

CU Home Advantage Partner Program is a free real estate resource program where credit union members like you are connected with a real estate advocate who provides assistance in the sale and/or purchase of your home and offers great discounts on moving services and home warranties. CU Home Advantage Program also pays you a 20% rebate on the real estate professional's commission. They’re so certain you’ll be satisfied with their service, it’s guaranteed! Learn more.

We wrote the book for Homebuyers

Do you know how to estimate carrying costs when deciding on which home best suits your financial situation? For that matter, what are carrying costs? How will PMI affect your monthly payment? These topics and dozens more are addressed in our HomeBuyer’s Handbook, presented by CU Members Mortgage. Use the helpful checklists, designed to keep you on track while house hunting and during the mortgage lending process. Download your copy today.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be reviewed. To receive a copy of this information, send a written request to FedChoice Federal Credit Union, 10001 Willowdale Road, Lanham, MD 20706.


Start here to apply online.


Call us at 301.699.6151 • 800.969.6151 to apply over the phone.


Visit the nearest Financial Service Center.

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