Home Loans


How Experience Opens Doors


We’re opening doors for Mortgage Loan opportunities.

Nothing speaks more to the trusted relationship we have with our members than homeownership. It’s the cornerstone of our commitment to making life’s big moments possible. We’re ready to help you with Mortgage Loan options that are easy to access and understand, and will quickly put you on the right path to your American Dream.

Whether you’re a first-time home buyer, looking to refinance your current mortgage to a lower rate, trading up or downsizing, FedChoice offers a wide variety of fixed rate and ARM home loan products – including the low down payment advantage of FHA loans – for your primary residence, vacation home and/or investment property. We also have online tools and resources to help you receive email alerts when your desired rate becomes available. As always, what we do, we do for you as a valued FedChoice member.

Continue shopping online to find the mortgage options that are available to you.

Meet CU Members Mortgage

We are proud to partner with CU Members Mortgage, who has served the mortgage lending needs of credit union members for over 30 years. Through our partnership, FedChoice members are provided with award-winning service that has resulted in countless happy homeowners finding the right product, rate and term that works for them. Are you next? Mark Breidenstein​ is ready to help you get started, answer questions and guide you through each step of the process. You can contact Mark at 301.699.6100 x 4215 or by email at

Our Realty Service Provider Pays YOU back

CU Home Advantage Partner Program is a free real estate resource program where credit union members like you are connected with a real estate advocate who provides assistance in the sale and/or purchase of your home and offers great discounts on moving services and home warranties. CU Home Advantage Program also pays you a 20% rebate on the real estate professional's commission. They’re so certain you’ll be satisfied with their service, it’s guaranteed! Learn more.

We wrote the book for Homebuyers

Do you know how to estimate carrying costs when deciding on which home best suits your financial situation? For that matter, what are carrying costs? How will PMI affect your monthly payment? These topics and dozens more are addressed in our HomeBuyer’s Handbook, presented by CU Members Mortgage. Use the helpful checklists, designed to keep you on track while house hunting and during the mortgage lending process. Download your copy today.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be reviewed. To receive a copy of this information, send a written request to FedChoice Federal Credit Union, 10001 Willowdale Road, Lanham, MD 20706.


Mortgage Rates as of 10/15/2019


Rates as of October 15, 2019. Click here to calculate an estimated rate.

Assumptions and Disclaimer — Each quote above presumes a Loan Origination Fee of 1.00% is charged. Other options are available that do not require payment of the Origination Fee. Each quote above represents a “lock-in” period of 30 days, meaning that if you applied for a loan today and choose to “lock-in,” we will guarantee the rate and points for 30 days. Rates and/or points are subject to change at any time until you apply for a loan and “lock-in” a rate. Each quote above is based on a loan amount of $150,000, the purchase of a primary residence, and a sales price of at least $187,500. These quotes represent a sample of available products. Many more loan programs are available. Check with your FedChoice loan officer for details.
**APR = Annual Percentage Rate.


Fed Choice