Experience the Joy of Home Ownership
Whether you’re buying your first home, making your next move or simply refinancing, FedChoice has the flexibility and features that will make getting a mortgage easier than ever. And, we offer a number of options to best suit your needs.
Check Out Our Rates & Mortgage Options
Contact our Real Estate Department via email or call 301.699.6126.
With our real estate partnership with HomeAdvantage®, you can Search. Buy. Sell. Save when you're ready to purchase a home or you're getting set to put your house on the market.
Conventional Mortgage Loans
(10-, 15-, 20-, 30-year terms)
Ideal for "Rightsizing" your Home to Fit your Lifestyle
- Fixed rates
- 3% down for First-Time Home Buyers; 5% down for all others
- Available for primary residence (owner-occupied); 1-4 unit investment properties, second/vacation homes
- Minimum loan amount $150,000 (Refinance); County Conforming Limit for the maximum amount
Jumbo Mortgage Loans
Ideal for Higher Dollar Homes
- When your financing needs may exceed the County Conforming Limit/Purchase Prices Exceed National Averages (i.e., CA, CT, DC, MA, MD, NY, OR, VA, WA)
- Available for primary residence (owner occupied), 1-4 unit investment properties, second/vacation homes
- Financing available above the County Conforming Limit up to a maximum of $2 million
Speak to an Expert
We'll walk you through the process step-by-step and make sure you're getting the mortgage that's right for you - and your budget. Reach out to us and one of our mortgage experts will be happy to help you. Call 301.699.6126 or email us.
As your financial consultant, it’s our responsibility to offer you quality products and services. That's why we're proud of our partnerships with myCUmortgage and CUMA (Credit Union Mortgage Association).
- FedChoice mortgages are originated, processed and retained by our trusted partners.
- myCUmortgage is licensed in 47 states (excluding AK, HI and NY).
- CUMA originates, processes and retains mortgages for properties located in Alaska, Hawaii and New York.
FedChoice NMLS # 399841 provides mortgage loans by partnership with myCUmortgage, LLC. NMLS # 565434 and by partnership with CUMA NMLS# 296727.
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be reviewed. To receive a copy of this information, send a written request to FedChoice Federal Credit Union, 10001 Willowdale Road, Lanham, MD 20706.