Leap Year Loan

Leap Into A Great Rate!


You've got an extra day this year, what do you plan to do? Whatever it is, FedChoice can get you the money you need quickly and affordably. Right now, you can borrow up to $20,200+ and receive a 2.90% APR discount. With the Leap Year loan, rates are as low as 5.59% APR.* Applying is simple when you use our online application

Don't wait. This offer is only available until Sunday March 1, 2020. Get started today!


Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to have receive a loan with us. Review membership criteria here.

Add Debt Protection

Don’t let an unexpected change put your family’s finances at risk. Debt Protection covers your monthly loan payments in the event of death, disability or involuntary unemployment. Add this low-cost coverage to your FedChoice Personal Loan today! Click here for all of the details.

*APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit using normal FedChoice underwriting requirements. You cannot refinance current funds from FedChoice using the Leap Year loan. The noted discount cannot be combined with any other discount or promotion. If you qualify for any additional discounts, the best discount will be applied to your loan. This offer is valid until March 1, 2020.  +Loan minimum is $500.00. Your loan may not exceed $20,200.00 and the maximum term is 60 months to receive a discount. Rates for 1-36 month terms are as low as 5.59% APR. Rates for 37-60 month terms are as low as 6.59% APR. Your actual APR may vary.​