Smart Choice Home Equity Loans
Fixed Interest Rates
Loan Type |
Term |
APR as low as* |
5 Year (80% LTV)†^ |
60 months |
3.49% |
5 Year (90% CLTV)†± |
60 months |
4.49% |
10 Year (80% LTV)‡^ |
120 months |
3.74% |
10 Year (90% CLTV)‡± |
120 months |
4.74% |
15 Year (80% LTV)‡^ |
180 months |
3.99% |
15 Year (90% CLTV)‡± |
180 months |
4.99% |
* Annual Percentage Rate.
Owner-occupied primary residence. 1st or 2nd lien, no pre-payment penalty.
† Borrow $5,000 to $250,000.
‡ Borrow $10,000 to $250,000.
^ 1st lien Smart Choice Home Equity Fixed Rate loans are limited to a maximum loan to value of 80%.
± Not applicable to 1st liens for Smart Choice Home Equity Fixed Rate loans.