Holiday Loan



'Tis The Season

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Whether you're purchasing holiday gifts, consolidating debt or getting some winter repairs done around the house, FedChoice can get you the money you need quickly and affordably. Right now, you can borrow up to $10,000 at a special, discounted rate. With the FedChoice Holiday Loan, rates are as low as 5.49% APR.* Applying is easy, just login to eBanking, and click on "Apply For A Loan," in the left-hand column. 

  • Borrow up to $5,000 for 36 months* at rates as low as 5.49% APR+
  • Borrow up to $10,000 for 60 months at rates as low as 6.49% APR^
  • Low, fixed rates
  • Borrow for any personal need

Don't wait. This offer is only available until January 15, 2022. Get started today! (Not a member? Click here to get started).

Add Debt Protection

Don’t let an unexpected change put your family’s finances at risk. Debt Protection covers your monthly loan payments in the event of death, disability or involuntary unemployment. Add this low-cost coverage to your FedChoice Personal Loan today! Click here for all of the details. 


*APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit using normal FedChoice underwriting requirements. You cannot refinance current funds from FedChoice using the Holiday Loan. The noted discount cannot be combined with any other discount or promotion. If you qualify for any additional discounts, the best discount will be applied to your loan. This offer is valid from November 16, 2021 until January 15, 2022.  +Loan minimum is $500.00. Your loan may not exceed $10,000.00 and the maximum term is 60 months to receive a discount. Rates for 1-36 month terms are as low as 5.49% APR. ^Rates for 37-60 month terms are as low as 6.49% APR. Payment Example: $10,000  loan amount with a 60-month term at an APR of 6.49% will equate to a payment of approximately $196.00/month.  Your actual APR may vary.​​


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