Holiday Loan



Need a Little Cash Boost for the Holidays?

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Enjoy extra spending power with a Holiday Loan. Limited time rates as low as 7.99% APR.*


The holiday season brings exciting joy and jolly, but it also brings extra expenses for gifts, parties, travel, shipping and more. Take a moment and think — what would make this holiday season even more fun, memorable or special? Whatever that is for you, a FedChoice Holiday Loan can make it happen with these convenient benefits:

Flexible spending

Large or small, you can use your Holiday Loan for anything you want or need.

Budget friendly

Stick to what you want to spend with a set loan amount at rates as low as 7.99% APR.*

Repayment is easy

Just set it and forget it with auto payments made directly from your checking account.

Convenient terms

Take up to 60 months to repay the loan.

Ready to get started? This offer is only available until January 15, 2024. Get started today! (Not a member? Click here to get started).

Add Debt Protection

Don’t let an unexpected change put your family’s finances at risk. Debt Protection covers your monthly loan payments in the event of death, disability or involuntary unemployment. Add this low-cost coverage to your FedChoice Personal Loan today! Click here for all of the details. 


*APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit using normal FedChoice underwriting requirements. You cannot refinance current funds from FedChoice using the Holiday Loan. The noted discount cannot be combined with any other discount or promotion. If you qualify for any additional discounts, the best discount will be applied to your loan. This offer is valid from now until January 15, 2024. Loan minimum is $500.00. Your loan may not exceed $10,000.00 and the maximum term is 60 months to receive a discount. Rates for 1-36 month terms are as low as 7.99% APR. Rates for 37-60 month terms are as low as 9.99% APR. Payment Example: $10,000 loan amount with a 60-month term at an APR of 9.99% will equate to a payment of approximately $213.00/month. Your actual APR may vary.


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