VISA® Credit Card Rates
VISA® Credit Card Rates
| Terms |
VISA® PLATINUM with Rewards |
VISA® Gold |
VISA® Share Secured |
| Special Features |
|
A great FIXED rate!
|
|
| APR* For Purchases |
Variable Rate As low as
8.25%††
|
Fixed Rate from
10.00% - 18.00%
|
Variable Rate†
currently at 12.50%
|
| Method Of Computing the Balance For Purchases |
Average
Daily Balance
|
| APR* For Cash Advances |
Variable Rate††
|
Fixed Rate
9.46% - 18.00%
|
Variable Rate†
|
| Transaction Fee For Purchases |
None
|
| Credit Limit |
$5,000 to $50,000
|
$500 to $35,000
|
$300 to $5,000
|
| Grace Period For Repayment Of the Balance For Purchases |
You have 27 days to repay your balance before being charged a finance charge.
|
| Annual Fee |
None
|
* APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit at time of application. Actual APR may vary. FedChoice Federal Credit Union’s normal underwriting requirements apply.
~ Cash advances and transfers do not qualify for Platinum Rewards points. Points can be redeemed for a variety of travel and merchandise awards, but NOT cash.
†† Variable rate is based on The Wall Street Journal Prime plus 3.50% to 9.00%. Rate may be adjusted monthly and depends upon applicant’s creditworthiness at time of application.
† Variable rate is based on The Wall Street Journal Prime plus 7.00% - rate adjusted semi-annually. Share Secured VISA® requires a deposit of 110% of credit limit.