Refinance Auto Loan

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*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.

Refinance And Save

Need to refinance your painfully high interest rates? Use your car title to a low interest loan.

To take advantage of this program, the following criteria must be met:

  • Model Year 2012 – 2021 Vehicles Qualify

  • $5,000 Minimum Loan Amount

  • 125% NADA+ Clean Retail Value (Maximum Loan Amount)

  • Clear Title and Proof of Current Registration and Insurance Must Be Provided for the Qualifying Vehicle

And, here’s the kicker – Fixed Interest Rates Start as Low as 2.49% APR*

Submit your application online today - simply login to eBanking at the top of the page to get started!

+ NADA = National Automobile Dealers Association. If including warranty products, financing allowed up to 125% of NADA Clean Retail. Other conditions may apply.

* APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit at time of application. Actual APR may vary.FedChoice Federal Credit Union’s normal underwriting requirements apply.

Current_Members_Apply_Here_ButtonNot_A_Member_Apply_Here_Button

Start Your Application Online NOW!
*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.