Fedchoice Federal Credit Union - Altogether Better


Clear Title Auto Loan


Refinance And Save

Need to refinance your painfully high interest rates? Use your car title to a low interest loan.

To take advantage of this program, the following criteria must be met:

  • Model Year 2007 – 2016 Vehicles Qualify

  • $5,000 Minimum Loan Amount

  • 100% NADA+ Clean Retail Value (Maximum Loan Amount)

  • Clear Title and Proof of Current Registration and Insurance Must Be Provided for the Qualifying Vehicle

And, here’s the kicker – Fixed Interest Rates Start as Low as 1.99% APR*

What rate have you been paying? Interest rates charged by area retail car title loan companies vary by state and are usually at least double or even triple digits! For example, in MD, you could pay as high as 33.00% APR for a car title loan, up to 22.00% APR in VA, as much as 24.0% in Washington, DC and PA has no limits!


+ NADA = National Automobile Dealers Association. If including warranty products, financing allowed up to 110% of NADA Clean Retail. Other conditions may apply.

* APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit at time of application. Actual APR may vary.FedChoice Federal Credit Union’s normal underwriting requirements apply.

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