Print

Refinance Auto Loan

Current_Members_Apply_Here_ButtonNot_A_Member_Apply_Here_Button

Start Your Application Online NOW!
*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to have receive a loan with us. Review membership criteria here.

Refinance And Save

Need to refinance your painfully high interest rates? Use your car title to a low interest loan.

To take advantage of this program, the following criteria must be met:

  • Model Year 2009 – 2018 Vehicles Qualify

  • $5,000 Minimum Loan Amount

  • 100% NADA+ Clean Retail Value (Maximum Loan Amount)

  • Clear Title and Proof of Current Registration and Insurance Must Be Provided for the Qualifying Vehicle

And, here’s the kicker – Fixed Interest Rates Start as Low as 3.00% APR*

What rate have you been paying? Interest rates charged by area retail car title loan companies vary by state and are usually at least double or even triple digits! For example, in MD, you could pay as high as 33.00% APR for a car title loan, up to 22.00% APR in VA, as much as 24.0% in Washington, DC and PA has no limits!

 

+ NADA = National Automobile Dealers Association. If including warranty products, financing allowed up to 110% of NADA Clean Retail. Other conditions may apply.

* APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit at time of application. Actual APR may vary.FedChoice Federal Credit Union’s normal underwriting requirements apply.

Current_Members_Apply_Here_ButtonNot_A_Member_Apply_Here_Button

Start Your Application Online NOW!
*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to have receive a loan with us. Review membership criteria here.