Cash Back Auto Loans



Get Up to $1,000 Cash Back!

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A great loan rate and extra cash. Why not?

Refinancing your auto loan with FedChoice is a great way to keep more of your money in your pocket every month. Plus with an option to delay your first payment for 90-days and extend your term, you can create a loan that works for you. And the cherry on top? When you refinance your vehicle loan, you’ll receive 1% cash back up to $1,000!^

Our Auto Loan Refinances also include:

  • Rates as low as 4.74% APR
  • Flexible payment terms
  • Skip one car loan payment each year (if loan is up to date)

Why wait to start saving and getting cash back? Click below to start the process online, or speak with one of our Financial Service Advisors today by calling 301.699.6151.


*APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit using normal FedChoice underwriting requirements. Rate and terms are subject to change based on market conditions and borrower eligibility. If you qualify for any additional discounts, the best discount will be applied to your loan. Loan minimum is $5,000.00.

^One percent cash back refers to the total amount refinanced. For example, if you refinance a vehicle for $57,300, you will receive $573.00. You can't refinance vehicle loans currently financed with FedChoice using the Cash Back loan program. Auto loan must be currently held with another lender. Cannot be used to refinance motorcycles, recreational vehicles, boats, trailers, snowmobiles, jet skis or ATVs. Only passenger vehicles may be refinanced. Cash back will be deposited into member's savings account after loan closing. Limit one cash back per vehicle and VIN. Your cash back may not exceed $1,000.00. Offer good until 12/31/2022.


Start Your Application Online NOW!


*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.

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Call us at +1-301-699-6151 / +1-800-969-6151
to apply over the phone.

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Visit the nearest Financial Service Center
to apply in person!

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