Visa® Platinum Rewards

With Visa® Platinum Rewards credit card offered by FedChoice Federal Credit Union, you earn points for every dollar you spend! These Platinum Rewards points may be redeemed to purchase gifts or merchandise for your home and/or office. In addition, travel-related purchases such as airline tickets, vacation packages and cruises are also available for purchase with Platinum Rewards points.

Plus, you’ll get a great rate - as low as Prime plus 3.50%. Example: If the Prime Rate is 4.50%, your rate will be 8.00% APR!

Use the Visa® Platinum Rewards credit card to pay for everyday expenses (gas, groceries, trips to the mall), home and car repairs, eating out, entertainment – whatever you choose, you will be rewarded for every dollar you spend! $1 = 1 Platinum Reward Point!

Plus, you'll enjoy:

  • Credit limit up to $50,000
  • No annual fee
  • Annual skip a payment!**
  • No transaction fee for purchases, balance transfers or cash advances.
  • Zero Liability Policy* – Protection against unauthorized use of your card!
  • Cardholder Benefit - Auto rental collision waiver - details will arrive with your new card.
  • Worldwide service and auto rental collision damage waiver
  • Cards are issued with chip technologyCredit Card with Chip

What are you waiting for? Apply today by contacting our Member Care Center at 301.699.6151 • 800.969.6151 or stop by your local Financial Service Center and start earning rewards the next time you go shopping!

Please go to the Scorecard Rewards website to view the status of your points earned, view your rewards options and redeem your points - Visit If you wish to speak with someone at the ScoreCard Rewards Service Center, please call 800.854.0790. from 9:00 a.m.-11:00 p.m. Eastern Standard Time, Monday-Friday.

APR = Annual Percentage Rate. APR is based on evaluation of applicant's credit. Your actual APR may vary. Variable interest rate is based on The Wall Street Journal Prime plus 3.50% to 9.00%. Rate may adjust monthly.
*The VISA® Zero Liability Policy does not apply to commercial credit cards, ATM/PIN transactions not processed by VISA®. Notify FedChoice immediately of any unauthorized or fraudulent use.
**Account must be in good standing to participate in Skip-a-Pay. Scheduling will be determined at the discretion of FedChoice (typically skips August and December payments).


Start Your Application Online NOW!


*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to have receive a loan with us. Review membership criteria here.

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Call us at +1-301-699-6151 / +1-800-969-6151
to apply over the phone.

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Visit the nearest Financial Service Center
to apply in person!