VISA® Gold Card
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*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.
- Great FIXED Rate credit card. Current rates range between 10.00% APR* - 18.00% APR, as determined by an evaluation of your credit
- Applies to purchases and cash advances
- No Annual Fee
- Zero Liability Policy - protects you against the unauthorized use of your card
- Transfer high interest credit card balances
- Worldwide service and auto rental collision damage waiver
- Cards are issued with chip technology
All of our VISA cards feature No Annual Fee and No Transaction Fees for purchases or cash advances. Cash Advances are at the same low annual percentage rate as your regular purchases.
Your card balance and transactions are accessible to you through our secure mobile or online eBanking platforms, where you can make VISA card inquiries and transfer VISA payments anytime directly from your FedChoice checking or savings account.
Report lost or stolen VISA cards anytime: 800.325.3678
*APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit at time of application. Actual APR may vary. Credit is subject to credit approval. FedChoice Federal Credit Union’s normal underwriting requirements apply.
**Account must be in good standing to participate in Skip-a-Pay. Scheduling will be determined at the discretion of FedChoice (typically skips August and December payments).