Fedchoice Federal Credit Union - Altogether Better

Balance Transfers


Secure, Simple, Safe!

Do you have a balance sitting in a high interest credit card that you’d like to get rid of? Why not transfer it over to FedChoice using our Visa® Balance Transfer option in eBanking?

The Visa® Balance Transfer option is available to anyone with a Visa® credit card at FedChoice Federal Credit Union. If you would like to transfer a balance just login to eBanking, click on your Visa® credit card account number and you’ll see the option to transfer a balance at the top of the screen.

We make it easy! All that you need to do is enter in a few pieces of information and we’ll take care of the rest. This online form will save time and it’s a safe, secure and easy process!

Listed below are a few details:

  • You can transfer any amount - up to your credit limit.

  • You will be completing the balance transfer request behind eBanking.

  • Balance transfers can now be completed much faster compared to the previous process.

  • You will only need to enter the following information:

    • Credit Card Issuer Name

    • Current Credit Card Interest Rate (optional)

    • Account Number, Payment Address

    • Amount to be transferred (Remaining Balance on Credit Card – this will be shown as “You may transfer up to $XX,XXX")

If you don’t have a FedChoice credit card, just let us know. We would be happy to talk to you about putting a FedChoice Visa® in your pocket today!* Call the Financial Advisory Center or stop by your local Financial Service Center to get started.


Report lost or stolen VISA cards anytime: 800.325.3678


*Credit is subject to credit approval. FedChoice Federal Credit Union’s normal underwriting requirements apply.



Start here to apply online.


Call us at 301.699.6151 • 800.969.6151 to apply over the phone.


Visit the nearest Financial Service Center.

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