FedStart Credit Card



FedStart Credit Card!iStock-1223342141_(1)
We've got a new twist on what we consider to be a classic. Our Visa® FedStart Credit Card is very similar to our Gold Credit Card - the twist means that our Federal Employee members can easily put at least a $500 credit card in their pocket. Plus, there is no minimum credit score for this card!^

Not only can you bank on getting a card with at least a $500 credit line, we're going to give it to you with a fixed rate. Get ready for some stability and leave worrying about a rate behind. Plus, don’t worry about a balance transfer fee or being dinged annually – this card keeps it simple.

Save Money Your Way

  • Low Fixed Rate
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Annual Skip-A-Payment

Card security

  • Visa Zero Liability*
  • Real time usage notifications
  • Set GPS and Merchant Restrictions

What are you waiting for? Login to eBanking to Apply today! Or, contact our Member Care Center at 301.699.6151 • 800.969.6151 and get started today!


^Member must be employed by a federal agency. Verification of employment will be required, there is a required amount of disposable income. Additional underwriting requirements may apply.

*Covers U.S.-issued Visa Debit/check cards only. Does not apply to ATM transactions or PIN transactions not processed by Visa. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer. Additional information is also available at http://visa.com/security.



Start Your Application Online NOW!
*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to receive a loan from us. Review membership criteria here.


Start Your Application Online NOW!


*Applying for a loan as a nonmember also submits a membership application. You must be a member of FedChoice to have receive a loan with us. Review membership criteria here.

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Call us at +1-301-699-6151 / +1-800-969-6151
to apply over the phone.

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Visit the nearest Financial Service Center
to apply in person!

Rates at a glance

Loan Rates

Deposit Rates