Compare Our Credit Cards to Area Banks and Save!
FedChoice Federal Credit Union Visa® Credit Card Comparison
See How We Stack Up!
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Financial Institution
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Credit Card
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Finance Charge APR Low
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Finance Charge APR High
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Annual Fee
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Balance Transfer Fee
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Cash Advance APR
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Cash Advance Fee
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FedChoice
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Visa® Platinum Rewards*
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6.75%
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12.25% Variable Rate
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$0
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No Fee
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6.75%-12.25% Variable Rate
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0.00%
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FedChoice
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Visa® Gold
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10.00%
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18.00% Fixed Rate
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$0
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No Fee
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10.00%-18.00% Fixed Rate
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0.00%
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Bank of America
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Travel Rewards®
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13.99%
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23.99% Variable Rate
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$0
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✓
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16.99%-28.99% Variable Rate~°
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✓
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Capital One
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Venture® Rewards
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17.24%
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24.49% Variable Rate
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$95
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✓
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24.49% Variable Rate
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✓
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Wells Fargo
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Rewards®
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12.49%
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25.49% Variable Rate
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$0
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✓
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23.99%-25.99% Variable Rate
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✓
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SunTrust (Truist)
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Prime Rewards
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11.24%
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21.24% Variable Rate
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$0
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✓+
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24.99% Variable Rate
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✓
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PNC
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PNC points®
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11.99%
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21.99% Variable Rate
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$0
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✓
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22.99% Variable Rate
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✓
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Current as of 05/25/2021
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FedChoice Balance Transfers are treated the same as Cash Advances and will begin to accrue interest once the transaction takes place.
All information is subject to change without notice. Current as of 05/25/2021. Reasonable efforts are made to maintain accurate information, but we do not guarantee the accuracy of the data. Refer to each financial institution for current information and details about terms, restrictions and conditions for eligibility and participation based on your creditworthiness. Please see the Visa® Credit Card and Truth-in-Lending Agreement for further details. *Visa® Platinum Rewards variable rate at FedChoice is based on The Wall Street Journal Prime plus 3.50% to 9.00%. Rate may be adjusted monthly and depends upon applicant’s creditworthiness at time of application.
~Direct Deposits treated the same as Cash Advances. °Bank Cash Advances include ATM, Over-the-Counter, Same-Day Online, Overdraft Protection and Cash Equivalent (money orders, foreign currency, travelers checks, or to obtain cash, each from a non-financial institution, or person-to-person money transfers, bets, lottery tickets purchased outside the U.S., casino gaming chips and bail bonds).+ No balance transfer fees within 60 days of account opening.