Fedchoice Federal Credit Union - Altogether Better

Checking & Savings


Visa® Debit Card

Available with your checking account, our Visa® Debit Card may be used to make purchases directly from your Checking Account or to withdraw cash or make a deposit at an ATM. Click here for a complete list of ATM locations nearest you. 

  • Use it with your signature at any merchant that accepts a Visa® card. 
  • Use it over the phone or online with any merchant who accepts the Visa® card.
  • Use it at any financial institution that accepts Visa® for a cash advance directly from your checking account.
  • Use it with your PIN number at any ATM machine to obtain cash.
  • Use it with your PIN number at any merchant who accepts POS (Point of Sale) purchases at the register or pump.

Pay for all types of purchases quickly and easily. No need to bring your checkbook or fumble for cash when you’re shopping.

Don’t know how to Sign for Debit Card purchases? It’s easy - tell the cashier that you wish to use your debit card like a credit card to sign for your purchase. You will either sign a paper receipt or on-screen at the point of sale. Some PIN pads offer CREDIT as an option. Select CREDIT to either sign a paper receipt or on-screen at the point of sale.

When you sign for your purchases, your money comes directly from your checking account, but you also get the benefit of security protections from Visa that help prevent, detect and resolve fraud.

And, with your Debit Card, you have the added convenience of having money available to you with just one swipe. Plus, every transaction is covered by  Visa's Zero Liability Policy*, which protects you from unauthorized charges whether you use your Debit Card for online, phone and mail orders or for purchases at merchants that do not require a signature. Any funds taken from your account due to fraudulent use will be returned to you.

And, with Visa’s Zero Liability Policy, your Debit Card is continually monitored for suspicious activity. For online or phone purchases, you may also set-up a 3-digit security code to further protect your account from fraudulent activity. 

For additional information about protecting the integrity of your account, go to Identity Theft Assistance to help you recover your identity and prevent  unauthorized activity

Click here for a complete list of ATM locations nearest you.

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*Covers U.S.-issued Visa Debit/check cards only. Does not apply to ATM transactions or PIN transactions not processed by Visa. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer. Additional information is also available at http://visa.com/security.


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