Share Insurance Coverage

FedChoice savings accounts are now insured up to $500,000!

Design your own certificate! Choose a balance and term and we'll provide a great rate!


  • Minimum Balance of only $500 for all Certificates
  • Choose terms from 6 months to 60 months
  • The security of NCUA Insurance on your funds
  • Receive stable and secure returns on your Certificate
  • Fixed Rate for Term of Certificate
  • Competitive Rates featuring a Tiered Structure
  • Rate based on initial deposit

Earn More Certificate Account

Members with a checking account and a certificate of deposit account earn 25 basis points more on the certificate than our regular rates.

Certificate of Deposit + Checking Account = Higher Dividend Rates on your Certificate!

To learn more about our checking accounts, click here

*Rates quoted as Annual Percentage Yield (APY). Any APY provided in this disclosure assumes dividends will remain on deposit until maturity for accounts with terms, or for at least one year for accounts with no terms. A withdrawal will reduce earnings. Rates for variable-rate accounts are in effect through the period disclosed. See your account disclosure for additional information about your account.

**The Earn More rate is applied to certificates opened by members who have open checking accounts. If you do not have a checking account, the lower "standard" rate will apply. If you open a checking account after a certificate is opened, the Earn More rate will apply only when the certificate renews.

All rates subject to change without notice. Please call the Credit Union to confirm posted rates. Your savings are insured up to $500,000. The first $250,000 per member is insured by the National Credit Union Association (NCUA), a U.S. Government Agency, with an additional $250,000 of coverage provided by Excess Share Insurance Corporation (ESI), a private corporation.

Already a member? Opening your new Savings Account is easy.
Just visit the nearest Financial Service Center or call us at
301.699.6151 • 800.969.6151.
Click here to find a convenient Financial Service Center location.



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Rates at a glance