Fedchoice Federal Credit Union - Altogether Better

 

Checking & Savings

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Share Certificate

Share Certificate Rates  
Term Dividends Compounded /
Credited
Rate Tiers APY* Earn More
APY**
6 Months Regular Quarterly $500 - $49,999 0.25% 0.50%
Mini-Jumbo   $50,000 and above 0.30% 0.55%
12 Months Regular Quarterly $500 - $49,999 0.35% 0.60%
Mini-Jumbo   $50,000 and above 0.40% 0.65%
18 Months Regular Quarterly $500 - $49,999 0.40% 0.65%
Mini-Jumbo   $50,000 and above 0.45% 0.70%
24 Months Regular Quarterly $500 - $49,999 0.60% 0.85%
Mini-Jumbo   $50,000 and above 0.65% 0.90%
36 Months Regular Quarterly $500 - $49,999 0.75% 1.00%
Mini-Jumbo   $50,000 and above 0.80% 1.05%
48 Months Regular Quarterly $500 - $49,999 1.00% 1.25%
Mini-Jumbo   $50,000 and above 1.05% 1.30%
60 Months Regular Quarterly $500 - $49,999 2.00% 2.25%
Mini-Jumbo   $50,000 and above 2.05% 2.30%
$500 Minimum Opening Balance  

 

Term Certificate accounts may be subject to penalties for early withdrawal.

*Rates quoted as Annual Percentage Yield (APY). Any APY provided in this disclosure assumes dividends will remain on deposit until maturity for accounts with terms, or for at least one year for accounts with no terms. A withdrawal will reduce earnings. Rates for variable-rate accounts are in effect through the period disclosed. See your account disclosure for additional information about your account.

**The Earn More rate is applied to certificates opened by members who have open checking accounts. If you do not have a checking account, the lower "standard" rate will apply. If you open a checking account after a certificate is opened, the Earn More rate will apply only when the certificate renews.

All rates subject to change without notice. Please call the Credit Union to confirm posted rates. Your savings are insured up to $500,000. The first $250,000 per member is insured by the National Credit Union Association (NCUA), a U.S. Government Agency, with an additional $250,000 of coverage provided by Excess Share Insurance Corporation (ESI), a private corporation.



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