Fedchoice Federal Credit Union - Altogether Better


Checking & Savings


Savings Account Rates

Calculate Dividends

Rates reflect dividends for October 1, 2016 to December 31, 2016. For updated information, inquire at any FedChoice Financial Service Center location or contact our Financial Advisory Center at 301.699.6151 • 800.969.6151.

Savings Accounts

Savings Accounts
Type of Account Minimum Opening Balance Minimum Daily Balance to 
Earn Declared Rate
Main Share Savings $50.00 $50.00 to $2,500.00 0.15%
    $2,500.01 & Over 0.25%
Special Savings Accounts $0.00 $50.00 to $2,500.00 0.15%
    $2,500.01 & Over 0.25%
Holiday Club $0.00 $50.00 to $2,500.00 0.15%
    $2,500.01 & Over 0.25%


Dividends Compounded and Credited Quarterly. Dividends are paid from current income and available earnings, after required transfers to reserves after the end of the dividend period.

Minimum Balance For Dividends: $0.01 Balance Method: Average Daily Balance Limitations: Refer to Member Services Agreement.

Holiday Club accounts mature October 31st of each year. Funds will transfer to the account that you have specified.

*Any APY (Annual Percentage Yield) provided in this disclosure assumes dividends will remain on deposit until maturity for accounts with terms, or for at least one year for accounts with no terms. A withdrawal will reduce earnings. Rates for variable-rate accounts are in effect through the period disclosed. See your account disclosure for additional information about your account.

All rates subject to change without notice. Please call the Credit Union to confirm posted rates. Your savings are insured up to $500,000. The first $250,000 per member is insured by the National Credit Union Administration (NCUA), a U.S. Government Agency, with an additional $250,000 of coverage provided by Excess Share Insurance Corporation (ESI), a private corporation.

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