Free Checking Account



When Affordability Matters

A FedChoice Free Checking Account gives you the freedom to smartly manage your money.  Use it as much or as little as you want – there’s no minimum monthly balance or minimum deposit required. You may also access your account 24/7/365 online from your PC, smartphone or tablet with our user-friendly eBanking services, free with every account.

Other features include:


Hold onto your hard earned money with our Free Checking Account!

  • Free Mobile Banking – Download the app from your smartphone
  • Free online banking with eBanking
  • Free FedChoice BillPay Service when you sign up for free eStatements and maintain an active checking account
  • Unlimited check writing – no per check fee
  • Opt-In for automatic transfers from savings to cover overdrafts
  • Overdraft protection via a personal line-of-credit (available upon approval)
  • Five free monthly ATM transactions at non-FedChoice ATMs*
  • Free Visa® Debit Card

*Surcharges from the other ATM owners may be imposed.

Looking to order checks? Here are a few of your options! If you're placing your initial order for checks, visit your local Financial Service Center, contact us via secure email within eBanking or call us at 301.699.6151. If you're placing a reorder, get started now.

Already a member? Opening your new Checking Account is easy.
Just visit the nearest Financial Service Center or call us at
301.699.6151 • 800.969.6151.
Click here to find a convenient Financial Service Center location.


Rates at a glance

Loan Rates

Deposit Rates

Fed Choice