Checking & Savings

Free Checking

When Affordability Matters

A FedChoice Free Checking Account gives you the freedom to smartly manage your money.  Use it as much or as little as you want – there’s no minimum monthly balance or minimum deposit required. You may also access your account 24/7/365 online from your PC, smartphone or tablet with our
user-friendly eBanking services, free with every account.

Other features include:


Hold onto your hard earned money with our Free Checking Account!

  • Free Mobile Banking – Download the app from your smartphone
  • Free online banking with eBanking
  • Free FedChoice BillPay Service when you sign up for free eStatements and maintain an active checking account
  • Unlimited check writing – no per check fee
  • Opt-In for automatic transfers from savings to cover overdrafts
  • Overdraft protection via a personal line-of-credit (available upon approval)
  • Five free monthly ATM transactions at non-FedChoice ATMs*
  • Free Visa® Debit Card

*Surcharges from the other ATM owners may be imposed.

Need to reorder checks? Start here>

Already a member? Opening your new Checking Account is easy.
Just visit the nearest Financial Service Center or call us at
301.699.6151 • 800.969.6151.
Click here to find a convenient Financial Service Center location.


Rates at a glance

Fed Choice