Main Share Savings Account
(When minimum daily balance of $5.00 isn’t maintained) |
$3.00/month |
Money Market
(When minimum daily balance of $1,500.00 isn’t maintained) |
$5.00/month |
Paper Statement Fee |
$1.50 (max.) per month |
Courtesy Pay
(transactions $10.00 or less)
(transactions $10.01 or more) |
$10.00/each
$30.00/each |
Check Copy |
$2.00/each |
Checking Overdraft Transfers
from Share Account+ |
$5.00/each |
Returned Deposit/Electronic Funds Transfer (EFT)/ACH |
$10.00/each |
Premium Checking
(When minimum daily balance of $500.00 isn’t maintained)~ |
$5.00/month |
eChecking monthly fee for not
meeting criteria** |
$10.00/month |
Stop Payment (per item or series) |
$25.00 |
Revoke Stop Payment |
$25.00 |
Non-Sufficient Funds (NSF) - all forms |
$30.00/each |
Holiday Club
(early withdrawal fee) |
$15.00 |
IRA Balance Transfers/Rollovers
(from FedChoice to another outside financial institution) |
$35.00/each |
Account Reconciliation or
Research Assistance (1 hour minimum) |
$15.00/hour |
Statement Reprint |
$5.00/statement |
Document Copy |
$5.00/each |
Copy of Transaction History |
$1.00/page |
Third-Party Verification of
Deposit or Loan |
$5.00 |
Incorrect Address |
$20.00/quarter |
Inactive Account (account dormant for 1 year or more; combined deposit account balances < $500.00) |
$20.00/quarter |
Escheat Fee* |
$100.00 |
Account Closed (within 12 months of opening) |
$20.00 |
BillPay Payment Request |
$25.00 |
Missing or Incorrect
Account Information |
$20.00/quarter |
~Monthly Maintenance Fee is waived for members age 18 and younger or 55 and over. |
*Balances are transferred to the State of Maryland after 3 years of inactivity. |
Note: All fees are subject to change at anytime, without notice. |