Main Share Savings Account
(Minimum daily balance < $5.00) |
$3.00/month |
Money Market
(Minimum daily balance < $1,500.00) |
$5.00/month |
| Paper Statement Fee |
$1.50 (max.) per month |
Courtesy Pay
(transactions $10.00 or less)
(transactions $10.01 or more) |
$10.00/each
$33.00/each |
Checking Overdraft Transfers
from Share Account+ |
$5.00/each |
| Returned Deposit |
$10.00/each |
Premium Checking
(Minimum daily balance < $500.00)~ |
$5.00/month |
eChecking monthly fee for not
meeting criteria** |
$10.00/month |
| Stop Payment (per item or series) |
$25.00 |
| Revoke Stop Payment |
$25.00 |
| Non-Sufficient Funds (NSF) - all forms |
$33.00/each |
Holiday Club
(early withdrawal fee) |
$15.00 |
IRA Balance Transfers/Rollovers
(from FedChoice to another outside financial institution) |
$35.00/each |
Account Reconciliation or
Research Assistance (1 hour minimum) |
$15/hour |
| Statement Reprint |
$5.00/statement |
| Document Copy |
$5.00/each |
| Copy of Transaction History |
$1.00/page |
Third-Party Verification of
Deposit or Loan |
$5.00 |
| Incorrect Address |
$20.00/quarter |
| Inactive Account (account dormant for 1 year or more; combined deposit account balances < $500.00) |
$20.00/quarter |
| Escheat Fee* |
$100.00 |
| Account Closed (within 12 months of opening) |
$20.00 |
| BillPay Payment Request |
$25.00 |
Missing or Incorrect
Account Information |
$20.00/quarter |
| **eChecking account criteria: Online transactions only for deposits and withdrawals via ATMs, VISA® Debit card, DAVID, eBanking, BillPay and mail (no Financial Service Center visits). |
| ~Monthly Maintenance Fee is waived for members age 18 and younger or 55 and over. |
| *Balances are transferred to the State of Maryland after 3 years of inactivity. |
| Note: All fees are subject to change at anytime, without notice. |