| Service |
Fee |
Main Share Savings Account
(Minimum daily balance < $50.00) |
$3.00/month |
Money Market
(Minimum daily balance < $1,500.00) |
$5.00/month |
Savings and Money Market Excess Transactions+
(> 6 per month) |
$10.00/each |
| Check Copy - Standard/Rushed |
$2.00/$5.00 (each) |
| Paper Statement Fee |
$1.50 (max.) per month |
Courtesy Pay
(transactions $10.00 or less)
(transactions $10.01 or more) |
$10.00/each
$33.00/each |
Checking Overdraft Transfers
from Share Account+ |
$5.00/each |
| Returned Deposit |
$10.00/each |
Premium Checking
(Minimum daily balance < $500.00)~ |
$5.00/month |
eChecking monthly fee for not
meeting criteria** |
$10.00/month |
| Stop Payment (per item or series) |
$25.00 |
| Revoke Stop Payment |
$25.00 |
| Non-Sufficient Funds (NSF) - all forms |
$33.00/each |
Holiday Club
(early withdrawal fee) |
$15.00 |
IRA Balance Transfers/Rollovers
(from FedChoice to another outside financial institution) |
$25.00/each |
Account Reconciliation or
Research Assistance (1 hour minimum) |
$15/hour |
| Statement Reprint |
$5.00/statement |
| Document Copy |
$5.00/each |
| Copy of Transaction History |
$1.00/page |
Third-Party Verification of
Deposit or Loan |
$5.00 |
| Incorrect Address |
$20.00/quarter |
| Inactive Account (account dormant for 1 year or more; combined deposit account balances < $500) |
$20.00/quarter |
| Escheat Fee* |
$100.00 |
| Account Closed (within 12 months of opening) |
$20.00 |
| BillPay Payment Request |
$25.00 |
Missing or Incorrect
Account Information |
$20.00/quarter |
| +You may not transfer from your Share or Money Market Accounts to other share accounts within your base number or to another base number more than six times per calendar month by Electronic Funds Transfer (EFT) which includes FedChoice FoneTeller transactions. This is due to limitations imposed by Regulation D - a federally enforced regulation. |
| **eChecking account criteria: Online transactions only for deposits and withdrawals via ATMs, VISA® Debit card, FedChoice FoneTeller, eBanking, BillPay and mail (no Financial Service Center visits). |
| ~Monthly Maintenance Fee is waived for members age 18 and younger or 55 and over. |
| *Balances are transferred to the State of Maryland after 3 years of inactivity. |
| Note: All fees are subject to change at anytime, without notice. |