Fedchoice Federal Credit Union - Altogether Better

Checking & Savings


Courtesy Pay Protection


  • Protection from the embarrassment of returned checks
  • Protection from merchant returned check charges
  • Protection from collection agency fees
  • Protection of your good credit rating

That's why FedChoice Federal Credit Union is offering Courtesy Pay, an added member service that protects your personal checking account. If you opt in to this overdraft service for ATM and One-Time (everyday) Debit Card transactions, and funds are unavailable in all of your account(s), FedChoice may pay the item, up to $500, for a fee for each transaction. Courtesy Pay Overdraft protection for recurring Debit, ACH and Share Draft transactions (e.g., Bill Pay, checks or other transactions where your checking account # is used) will continue automatically. Your account must be in good standing to qualify for this service.

Click here for Courtesy Pay details and disclosure.

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