Compare Checking Accounts



Compare Our Checking to Area Banks and Save!penimage

Take a look at the chart below - see how your bank stacks up!


Financial Institution

Checking Account Type

ATM Locations

Minimum Balance to Open

Monthly Fee

Requirements to Avoid Monthly Fee?

Cash Back Rewards/Dividends


Cash Back Checking

High Yield Checking


60,000+ nationwide





Up to $25.00/month~

3.00% APY on balances up to $10,000^^

Bank of America

Advantage Relationship Banking®

Approx. 16,000




0.01% APY on balances <$50,000

Capital One

360 Checking® (Online)





0.10% APY on balances up to $49,999.99

Wells Fargo

Prime Checking

More than 12,000




0.05% APY on balances up to $99,999.99


One Checking

Over 3,000




Varying benefit levels based on total average monthly portfolio balances


Virtual Wallet


$25.00 ($0 when Spend Account is opened online)



Spend Account of a Virtual Wallet does not earn interest

All information is subject to change without notice. Current as of 12/6/2022. Reasonable efforts are made to maintain accurate information, but we do not guarantee the accuracy of the data. Refer to each financial institution for current information and details about terms, restrictions and conditions for eligibility, participation and monthly fees. ~ Maximum award of .50% cash back (up to $25) when you make 15+ debit card purchases during a monthly qualification cycle. Enrollment to receive eStatements is required. ^^ Make 15+ purchases with your debit card, spending $500 during a monthly qualification cycle to earn 3.00% APY on balances up to $10,000. Enrollment to receive eStatements is required. See the FedChoice Membership and Account Agreement for applicable account requirements for each checking account. ºFee waived for $10,000 balance in eligible linked accounts. *Fee waived for $20,000+ in statement-ending qualifying balances in linked accounts. Fee waived for $500.00 in total qualifying direct deposits/statement cycle, take out a Truist loan or for students under age 25.  #No monthly fee for account holders age 62+ or when average monthly balance is $500 or $500 in qualifying monthly direct deposits.