The following navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move through main tier links and expand / close menus in sub tiers. Up and Down arrows will open main tier menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
Checking Account Type
Minimum Balance to Open
Requirements to Avoid Monthly Fee?
Max. Non-Sufficient Funds Fee/Item
Bank of America
360 Checking® (Online)
$35.00± Next Day Grace
All information is subject to change without notice. Current as of 04/14/2020. Reasonable efforts are made to maintain accurate information, but we do not guarantee the accuracy of the data. Refer to each financial institution for current information and details about terms, restrictions and conditions for eligibility, participation and monthly fees. ºEnrolled students under age 24 eligible for waiver of monthly maintenance fee. ++ Each item over $1.00..±Opt-in required. Funds must be deposited within one business day to avoid fee. *Monthly service fee waived when primary account owner is between 17 - 24 years old. «Ending daily account balance and available balance are overdrawn by $5 or less and no items returned for non-sufficient funds after all transactions have been processed, no overdraft fees charged. ~SunTrust will waive the overdraft/returned item fees on transactions that are less than $5. +Monthly maintenance fee waived for up to 5 years at account opening for students. ^If account is overdrawn by $5 or less after all transactions are posted for the day, any overdraft item fees are refunded. #No monthly fee for account holders age 62 or over.