Compare Checking Accounts

FedChoice

Cash Back Checking

High Yield Checking

60,000+ nationwide

$0.00

$0.00

No

Up to $25.00/month^~

3.00% APY on balances up to $10,000^{^^}

Bank of America

Advantage Relationship Banking^®

$100.00

$25.00^°

Yes

0.01% APY on balances <$50,000

Capital One

360 Checking^® (Online)

$0.00

$0.00

No

0.10% APY on balances >$0

Wells Fargo

Prime Checking

$25.00

$25.00*

Yes

0.01% APY on balances >$0

Truist

Dimension Checking

$50.00

$20.00⁺

Yes

0.01% APY on balances of $0.01 or more

PNC

Virtual Wallet

$25.00 ($0 when Spend Account is opened online)

$7.00^#

Yes

Spend Account of a Virtual Wallet does not earn interest

All information is subject to change without notice. Current as of 06/08/2022. Reasonable efforts are made to maintain accurate information, but we do not guarantee the accuracy of the data. Refer to each financial institution for current information and details about terms, restrictions and conditions for eligibility, participation and monthly fees. ^~ Maximum award of .50% cash back (up to $25) when you make 15+ debit card purchases during a monthly qualification cycle. Enrollment to receive eStatements is required. ^^ Make 15+ purchases with your debit card, spending $500 during a monthly qualification cycle to earn 3.00% APY on balances up to $10,000. Enrollment to receive eStatements is required. See the FedChoice Membership and Account Agreement for applicable account requirements for each checking account. ºFee waived for $10,000 balance in eligible linked accounts. *Fee waived for $20,000+ on deposit in qualifying linked balances. ⁺ Fee waived for monthly direct deposit>$3,000 or $10,000 maintained in average ledger balance.  ^#No monthly fee for account holders age 62 or over, maintain $500 average monthly balance or $500 in qualifying monthly direct deposits.