Compare Checking Accounts



Compare Our Checking to Area Banks and Save!penimage

Take a look at the chart below - see how your bank stacks up!


Financial Institution

Checking Account Type

ATM Locations

Minimum Balance to Open

Monthly Fee

Requirements to Avoid Monthly Fee?

Max. Non-Sufficient Funds Fee/Item


Free Checking

60,000+ nationwide





Bank of America

Advantage Plus Banking®

Approx. 17,000





Capital One

360 Checking® (Online)





$35.00± Next Day Grace

Wells Fargo

Everyday Checking

More than 13,000





Truist (SunTrust/BB&T)

Essential Checking

2,000+ SunTrust/2,400 BB&T ATMs






Virtual Wallet

Nearly 18,000

$25.00 ($0 when account is opened online)




All information is subject to change without notice. Current as of 05/25/2021. Reasonable efforts are made to maintain accurate information, but we do not guarantee the accuracy of the data. Refer to each financial institution for current information and details about terms, restrictions and conditions for eligibility, participation and monthly fees. ºEnrolled students under age 24 eligible for waiver of monthly maintenance fee. ++ Each item over $1.00..±Opt-in required. Funds must be deposited within one business day to avoid fee. *Monthly service fee waived when primary account owner is between 17 - 24 years old. ~SunTrust will waive the overdraft/returned item fees on transactions that are less than $5. ^If account is overdrawn by $5 or less after all transactions are posted for the day, any overdraft item fees are refunded. #No monthly fee for account holders age 62 or over.