The following navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move through main tier links and expand / close menus in sub tiers. Up and Down arrows will open main tier menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
Checking Account Type
Minimum Balance to Open
Requirements to Avoid Monthly Fee?
Cash Back Rewards/Dividends
Cash Back Checking
High Yield Checking
Up to $25.00/month~
3.00% APY on balances up to $10,000^^
Bank of America
Advantage Relationship Banking®
0.01% APY on balances <$50,000
360 Checking® (Online)
0.10% APY on balances up to $49,999.99
0.05% APY on balances up to $99,999.99
Varying benefit levels based on total average monthly portfolio balances
$25.00 ($0 when Spend Account is opened online)
Spend Account of a Virtual Wallet does not earn interest
All information is subject to change without notice. Current as of 12/6/2022. Reasonable efforts are made to maintain accurate information, but we do not guarantee the accuracy of the data. Refer to each financial institution for current information and details about terms, restrictions and conditions for eligibility, participation and monthly fees. ~ Maximum award of .50% cash back (up to $25) when you make 15+ debit card purchases during a monthly qualification cycle. Enrollment to receive eStatements is required. ^^ Make 15+ purchases with your debit card, spending $500 during a monthly qualification cycle to earn 3.00% APY on balances up to $10,000. Enrollment to receive eStatements is required. See the FedChoice Membership and Account Agreement for applicable account requirements for each checking account. ºFee waived for $10,000 balance in eligible linked accounts. *Fee waived for $20,000+ in statement-ending qualifying balances in linked accounts. + Fee waived for $500.00 in total qualifying direct deposits/statement cycle, take out a Truist loan or for students under age 25. #No monthly fee for account holders age 62+ or when average monthly balance is $500 or $500 in qualifying monthly direct deposits.